48 Pine Mountain Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 48 Pine Mountain Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,494 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,100 (Oct 2017)
Tax Bill	$7,602 (2025)
Deeds & Mortgages	Feb 2021 Refinance Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:011 B:235`

Property Details

APN / Parcel Number

Primary APN	`M:011 B:235`
Alternative APNs	`YORK M:0011 B:0235` `009314` `9314`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,494 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	1,702 sqft
Basement Area	542 sqft
Unfinished Basement	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9314
Street Address	48 PINE MOUNTAIN RD
City	CAPE NEDDICK
State	ME
Zip	03902-7244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	LANDS YORK DEV CO
Legal Block	235
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4009
Census Tract	36002

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 2, 2018	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Oct 18, 2017	Warranty Deed, Transfer CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017 · Amount on Record
Deed Sale	Oct 18, 2017 · Amount on Record
Prior Sale	Dec 22, 2015
Deed Document Number	201744248
Deed Book / Page	17583 / 224
Transfer Doc	0171560362
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	48 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7244
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185680246
Date	Feb 24, 2021
Book Page	18568/246
Instrument	2021010739

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	48 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7244
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184090604
Date	Oct 13, 2020
Book Page	18409/604
Instrument	2020051443

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	48 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7244
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176360295
Date	Jan 2, 2018
Book Page	17636/0295
Instrument	20170154

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Oct 18, 2017
Property Address	48 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7244
Document Number	0175830224
Book / Page	17583 / 0224
Instrument	2017044248
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017044249
Date	Oct 18, 2017
Instrument	2017044249

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,602.00 (+1.41%)	$921,500 (+3.26%) Land $396,600 Building $524,900
2024	$7,496.00 (+18.35%)	$892,400 (+19.05%) Land $396,600 Building $495,800
2023	$6,334.00 (+5.16%)	$749,600 (+6.42%) Land $253,800 Building $495,800
2022	$6,023.00	$704,400 Land $228,800 Building $475,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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