40 Pine Mountain Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 40 Pine Mountain Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,014 sqft · built 1997
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Company Names on Record
Last Sale	$1,050,000 (Sep 2022)
Tax Bill	$9,625 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:011 B:049-B`

Property Details

APN / Parcel Number

Primary APN	`M:011 B:049-B`
Alternative APNs	`YORK M:0011 B:0049-B` `001174` `1174`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,014 sqft Living Area
Gross Area	7,299 sqft
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft
Unfinished Basement	1,686 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1174
Street Address	40 PINE MOUNTAIN RD
City	CAPE NEDDICK
State	ME
Zip	03902-7243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	YORK CLIFFS IMPROVEMENT CO
Legal Block	49-B
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4009
Census Tract	36002

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7243
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jun 25, 2025	Warranty Deed, Transfer
Sep 21, 2022	Warranty Deed, Transfer
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Jul 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	20222022040504
Deed Book / Page	19117 / 315
Last Transfer Date	Jun 24, 2025
Transfer Doc	0196840745
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	40 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7243
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187180565
Date	Jun 30, 2021
Book Page	18718/565
Instrument	2021037334

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jun 25, 2025
Property Address	40 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7243
Document Number	0196840745
Book / Page	19684 / 745
Instrument Date	Jun 24, 2025
Instrument	2025020030
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 N HILL RD, WESTFORD, MA 01886-1129

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Sep 21, 2022
Property Address	40 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7243
Document Number	0191170315
Book / Page	19117 / 315
Instrument Date	Sep 21, 2022
Instrument	2022040504
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	14 N HILL RD, WESTFORD, MA 01886-1129

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	40 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7243
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182330342
Date	Apr 30, 2020
Book Page	18233/342
Instrument	2020018401

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jul 1, 2019
Property Address	40 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7243
Document Number	0179850252
Book / Page	17985 / 252
Instrument Date	Jul 1, 2019
Instrument	2019024467
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SCHANDA DR, NEWMARKET, NH 03857-2153

Mortgage

Document Number	2019024468
Date	Jul 1, 2019
Instrument	2019024468

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,625.00 (+11.59%)	$1,166,700 (+13.62%) Land $371,200 Building $795,500
2024	$8,625.00 (+14.27%)	$1,026,800 (+14.96%) Land $371,200 Building $655,600
2023	$7,548.00 (-2.89%)	$893,200 (-1.75%) Land $237,600 Building $655,600	$1,198,140
2022	$7,773.00	$909,100 Land $237,600 Building $671,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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