48 Philo St, Stratford, CT 06615 Property Records

Stratford Town property record for 48 Philo St, Stratford, CT 06615

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 2,574 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$9,905 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`STRA M:40-5 B:10 L:4`

Property Details

APN / Parcel Number

Primary APN	`STRA M:40-5 B:10 L:4`
Alternative APN	`1131600`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,574 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	1,560 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1131600
Street Address	48 PHILO ST
City	STRATFORD
State	CT
Zip	06615-7424
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-1
Legal Block	10
Legal Lot Number	4
Jurisdiction	STRATFORD CT
Township / Civil Division	STRATFORD
Census Block Group	3
Census Block	3027
Census Tract	80400

Owner

Source: Stratford Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 FERNBROOK RD, ORANGE, CT 06477-1011
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 20, 2021
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STRATFORD CT
Recording Date	Apr 26, 2021
Property Address	48 PHILO ST, STRATFORD, CT 06615-7424
Document Number	004517-190
Book / Page	4517 / 190
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 FERNBROOK RD, ORANGE, CT 06477-1011

Mortgage

Document Number	0004517193
Date	Apr 26, 2021
Instrument	4517/193

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Stratford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stratford Town
Unified School District	Stratford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,905.00	$246,400 (-) Land $59,990 Building $186,410	$172,480 Land $41,993 Building $130,487
2024	$9,905.00
2023	$9,905.00 (+1.87%)	$246,400 (-) Land $59,990 Building $186,410
2022	$9,723.00	$246,400 Land $59,990 Building $186,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20