18 Philo St, Stratford, CT 06615 Property Records

Stratford Town property record for 18 Philo St, Stratford, CT 06615

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 922 sqft · built 1900
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2020)
Tax Bill$3,655 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Feb 2020 Mortgage
Flood ZoneZone AE (high risk)
APNSTRA M:40-5 B:10 L:2

Property Details

APN / Parcel Number

Primary APNSTRA M:40-5 B:10 L:2
Alternative APN
  • 1353500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area922 sqft Living Area
Gross Area1,940 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1976
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1353500
Street Address18 PHILO ST
CitySTRATFORD
StateCT
Zip06615-7424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1
Legal Block10
Legal Lot Number2
JurisdictionSTRATFORD CT
Township / Civil DivisionSTRATFORD
Census Block Group3
Census Block3027
Census Tract80400

Owner

18 Philo St is owned and occupied by an individual who bought it in July 2020.

Source: Stratford Town records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address18 PHILO ST, STRATFORD, CT 06615-7424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
1ST NATIONAL BANK
Feb 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LANDMILLER REAL ESTAT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2020 · Amount on File
Deed SaleJul 27, 2020 · Amount on File
Deed Book / Page4398 / 18
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTRATFORD CT
Recording DateJul 27, 2020
Property Address18 PHILO ST, STRATFORD, CT 06615-7424
Document Number4398-18
Book / Page4398 / 18
Instrument DateJul 16, 2020
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 JAMES ST, BRIDGEPORT, CT 06604-3556

Mortgage

Document Number439820
DateJul 27, 2020
Instrument4398/20
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTRATFORD CT
Property Address18 PHILO ST, STRATFORD, CT 06615-7424
Document Number4352-340
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyUNKNOWN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2874 MAIN ST STRATFORD CT 066144957, STRATFORD, CT 06614-4957

Mortgage

Document Number4352-340
DateFeb 27, 2020
Book Page004352/000340
Lender
NameLANDMILLER REAL ESTAT
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Philo St was $3,655.

Source: Stratford Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionStratford Town
Unified School DistrictStratford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,655.00$90,930 Land $55,440 Building $35,490$63,651 Land $38,808 Building $24,843
2024$3,655.00
2023$3,655.00 (+1.87%)$90,930 (-) Land $55,440 Building $35,490
2022$3,588.00$90,930 Land $55,440 Building $35,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Philo St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Philo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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