Kent County property record for 48 Panama St, Smyrna, DE 19977 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,417 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,990 (Jul 2021) |
| Tax Bill | $961 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-17-028.03-02-90.00-000 |
| Primary APN | 1-17-028.03-02-90.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,417 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Account Number | 111402 |
|---|---|
| Street Address | 48 PANAMA ST |
| City | SMYRNA |
| State | DE |
| Zip | 19977-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERGMONT WOODS LOT #99 |
| Legal Subdivision | BERGMONT WOODS |
| Legal Lot Number | 99 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 40206 |
Source: Kent County records · APN 1-17-028.03-02-90.00-000
Assessment roll updated February 15, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 PANAMA ST, SMYRNA, DE 19977-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 23, 2021 | Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Nov 14, 2019 | Grant Deed, Mortgage WILMINGTON SVGS FUND SOCIETY F |
| Apr 17, 2019 | Grant Deed, Mortgage · Line of Credit WILMINGTON SVGS FUND SOCIETY F |
| Nov 14, 2014 | Deed of Trust, Mortgage WILMINGTON SVGS FUND SOCIETY F |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Jan 07, 2021 · Amount on Record |
| Deed Document Number | 2021-424892 |
| Deed Book / Page | 11249 / 99 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 48 PANAMA ST, SMYRNA, DE 19977-9702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 48 PANAMA ST, SMYRNA, DE 19977-9702 |
| Document Number | 0000520473 |
|---|---|
| Date | Sep 04, 2025 |
| Book Page | 13756/83 |
| Instrument | 2025-520473 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 23, 2021 |
| Property Address | 48 PANAMA ST, SMYRNA, DE 19977-9702 |
| Document Number | 0000424892 |
| Book / Page | 11249 / 99 |
| Map Reference | MB 130 PG 43 |
| Instrument Date | Jul 08, 2021 |
| Instrument | 2021-424892 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,324.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 679 W SOUTH ST CARTER RD1, RD1, SMYRNA, DE 19977-1615 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 48 PANAMA ST, SMYRNA, DE 19977-9702 |
| Document Number | 0000424893 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-424893 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Nov 14, 2019 |
| Property Address | 48 PANAMA ST, SMYRNA, DE 19977-9702 |
| Book / Page | 009877 / 000060 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 373622 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 48 PANAMA ST SMYRNA DE 19977, SMYRNA, DE 19977 |
| Document Number | 0000373622 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 009877/000060 |
| Instrument | 373622 |
| Name | WILMINGTON SVGS FUND SOCIETY F |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 17, 2019 |
| Property Address | 48 PANAMA ST, SMYRNA, DE 19977-9702 |
| Book / Page | 009558 / 000152 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 360281 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 ADEL DR NEWARK DE 197021331, NEWARK, DE 19702-1331 |
| Document Number | 0000360281 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 009558/000152 |
| Instrument | 360281 |
| Name | WILMINGTON SVGS FUND SOCIETY F |
|---|---|
| Address | 500 DELAWARE AVE # 12TH, WILMINGTON, DE 19801-1490 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 48 PANAMA ST, SMYRNA, DE 19977-9702 |
| Document Number | 0000379056 |
| Instrument Date | Nov 14, 2014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 ADEL DR NEWARK DE 197021331, NEWARK, DE 19702-1331 |
| Document Number | 0000379056 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 010010/000309 |
| Instrument | 379056 |
| Name | WILMINGTON SVGS FUND SOCIETY F |
|---|---|
| Address | 500 DELAWARE AVE, WILMINGTON, DE 19801-1490 |
| Amount | Amount Recorded |
|---|
Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Smyrna Town |
| Unified School District | Smyrna School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $961.00 | $36,200 Land $3,900 Building $32,300 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010402061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force 12 of 12 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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