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43 Panama St, Smyrna, DE 19977 Property Records

Kent County property record for 43 Panama St, Smyrna, DE 19977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,773 sqft · built 2021
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual on Record
Last Sale$276,570 (Mar 2021)
Tax Bill$1,137 (2023)
Deeds & MortgagesMar 2021 Sale & Mortgage
Feb 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN1-17-028.03-03-11.00-000

Property Details

APN / Parcel Number

Primary APN1-17-028.03-03-11.00-000
Alternative APNs
  • 105007
  • 111422

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,773 sqft Living Area

Exterior

Year BuiltBuilt 2021
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions110 ft deep x 54 ft wide

Location & Zoning

Account Number111422
Street Address43 PANAMA ST
CitySMYRNA
StateDE
Zip19977-9701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionBERGMONT WOODS LOT 93 43 PANAMA ST
Legal SubdivisionBERGMONT WOODS
Legal Lot Number93
JurisdictionKENT DE
Township / Civil DivisionSMYRNA
Census Block Group1
Census Block1029
Census Tract40206

Owner

Source: Kent County assessment roll, as of February 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address43 PANAMA ST, SMYRNA, DE 19977-9701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Feb 11, 2020Grant Deed, Transfer
ATTORNEY ONLY
Nov 14, 2019Grant Deed, Mortgage
WILMINGTON SVGS FUND SOCIETY F
Apr 17, 2019Grant Deed, Mortgage · Line of Credit
WILMINGTON SVGS FUND SOCIETY F
Nov 14, 2014Deed of Trust, Mortgage
WILMINGTON SVGS FUND SOCIETY F

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2021 · Amount on Record
Deed SaleMar 8, 2021 · Amount on Record
Prior SaleFeb 11, 2020 · Amount on Record
Deed Document Number2021-411095
Deed Book / Page10869 / 83
Record UpdatedJun 8, 2026

March 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateMar 8, 2021
Property Address43 PANAMA ST, SMYRNA, DE 19977-9701
Document Number0000411095
Book / Page10869 / 83
Map ReferenceMB 130 PG 43
Instrument DateMar 3, 2021
Instrument2021-411095
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$9,679.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address679 W SOUTH ST, SMYRNA, DE 19977-1615

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address43 PANAMA ST, SMYRNA, DE 19977-9701

Mortgage

Document Number0000411096
DateMar 8, 2021
Instrument2021-411096
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateFeb 11, 2020
Property Address43 PANAMA ST, SMYRNA, DE 19977-9701
Document Number0000379781
Book / Page010029 / 000246
Instrument DateFeb 10, 2020
Instrument379781
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$37,500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address679 S CARTER RD #1 SMYRNA DE 199777755, 1, SMYRNA, DE 19977-7755

November 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateNov 14, 2019
Property Address43 PANAMA ST, SMYRNA, DE 19977-9701
Book / Page009877 / 000060
Instrument DateNov 14, 2019
Instrument373622
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address43 PANAMA ST SMYRNA DE 19977, SMYRNA, DE 19977

Mortgage

Document Number0000373622
DateNov 14, 2019
Book Page009877/000060
Instrument373622
Lender
NameWILMINGTON SVGS FUND SOCIETY F
Agreement
AmountAmount Recorded

April 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateApr 17, 2019
Property Address43 PANAMA ST, SMYRNA, DE 19977-9701
Book / Page009558 / 000152
Instrument DateApr 16, 2019
Instrument360281
Transaction TypeMortgage
Record UpdatedApr 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 ADEL DR NEWARK DE 197021331, NEWARK, DE 19702-1331

Mortgage

Document Number0000360281
DateApr 17, 2019
Book Page009558/000152
Instrument360281
Lender
NameWILMINGTON SVGS FUND SOCIETY F
Address500 DELAWARE AVE # 12TH, WILMINGTON, DE 19801-1490
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address43 PANAMA ST, SMYRNA, DE 19977-9701
Document Number0000379056
Instrument DateNov 14, 2014
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 ADEL DR NEWARK DE 197021331, NEWARK, DE 19702-1331

Mortgage

Document Number0000379056
DateJan 31, 2020
Book Page010010/000309
Instrument379056
Lender
NameWILMINGTON SVGS FUND SOCIETY F
Address500 DELAWARE AVE, WILMINGTON, DE 19801-1490
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of February 15, 2025

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalitySmyrna Town
Unified School DistrictSmyrna School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$351,400 (+721.03%) Land $73,100 Building $278,300
2023$1,137.00$42,800 Land $4,000 Building $38,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 84% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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