Mathews County property record for 48 Osprey Rd, Cardinal, VA 23025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 956 sqft · built 1900 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $185 (2026) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-7-2B2 |
| Primary APN | 29-7-2B2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Street Address | 48 OSPREY RD |
|---|---|
| City | CARDINAL |
| State | VA |
| Zip | 23025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC .720 B 0000/ |
| Legal Lot Number | 2B2 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 951401 |
48 Osprey Rd, a single family home, is owned by an individual.
Source: Mathews County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7788 MONTGOMERY MEWS CT, SEVERN, MD 21144-1245 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MATHEWS VA |
| Recording Date | Sep 18, 2026 |
| Property Address | 48 OSPREY RD, CARDINAL, VA 23025 |
| Document Number | 0000001198 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 20261198 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $505.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7788 MONTGOMERY MEWS CT, SEVERN, MD 21144-1245 |
The 2026 property tax bill for 48 Osprey Rd was $185.
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185.00 | $29,900 Land $27,900 Building $2,000 | |
| 2025 | $185.00 | ||
| 2023 | $167.00 | $29,900 Land $27,900 Building $2,000 | $29,900 Land $27,900 Building $2,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Osprey Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 184 policies |
| Nearby Flood Policies | 184 in force |
| Nearby Flood Claims | 11 (2003–2019) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Osprey Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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