Mathews County property record for 204 Osprey Rd, Cardinal, VA 23025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $329 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-A-172 |
| Primary APN | 29-A-172 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 204 OSPREY RD |
|---|---|
| City | CARDINAL |
| State | VA |
| Zip | 23025-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC 2.000 0000/ |
| Legal Lot Number | 172 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 951401 |
Source: Mathews County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 OSPREY RD, CARDINAL, VA 23025-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 204 OSPREY RD, CARDINAL, VA 23025-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 180000427 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 180000427 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Apr 1, 2041 |
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329.00 (+0.3%) | $53,000 (-) Land $38,000 Building $15,000 | |
| 2025 | $328.00 (+10.81%) | ||
| 2023 | $296.00 | $53,000 Land $38,000 Building $15,000 | $53,000 Land $38,000 Building $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 184 policies |
| Nearby Flood Policies | 184 in force |
| Nearby Flood Claims | 11 (2003–2019) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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