Erie County and Hamburg Town property record for 48 Oliver Pl, Hamburg, NY 14075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1924 |
| Lot Size | 0.216 acres (9,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $360,000 (Oct 2025) |
| Tax Bill | $6,687 (2026) |
| Deeds & Mortgages | Oct 2025 Sale Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144803 183.17-4-5 |
| Primary APN | 144803 183.17-4-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Attic | Attic |
| Attic Area | 351 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 9,400 sqft (0.216 acres) |
| Lot Dimensions | 187 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 203 0238000 |
|---|---|
| Street Address | 48 OLIVER PL |
| City | HAMBURG |
| State | NY |
| Zip | 14075-4514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 457' W BUFFALO BL 1 39 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | HAMBURG |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13400 |
48 Oliver Pl is owner-occupied and held in a trust since October 2025.
Source: Erie County and Hamburg Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Warranty Deed, Transfer |
| Mar 26, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Nov 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on File |
| Deed Sale | Oct 6, 2025 · Amount on File |
| Prior Sale | Nov 3, 2022 · Amount on File |
| Deed Document Number | 2025181811 |
| Deed Book / Page | 11451 / 5348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 6, 2025 |
| Property Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Document Number | 0114515348 |
| Book / Page | 11451 / 5348 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025181811 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Investor | Possibly a Property Investor |
| Document Number | 0139871044 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 13987/1044 |
| Instrument | 2021058028 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Investor | Possibly a Property Investor |
| Document Number | 0113779845 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 11377/9845 |
| Instrument | 2021066861 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 3, 2022 |
| Property Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Document Number | 0114101340 |
| Book / Page | 11410 / 1340 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022209979 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,284.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Name | Verified Name |
|---|---|
| Address | 48 OLIVER PL, HAMBURG, NY 14075-4514 |
| Document Number | 0140735818 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 14073/5818 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
The 2026 property tax bill for 48 Oliver Pl was $6,687, up 290.4% from the year before.
Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Hamburg Town |
| Municipality | Hamburg Village |
| Unified School District | Hamburg Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,687.00 (+290.37%) | ||
| 2025 | $1,713.00 (-73.14%) | $72,000 (-) Land $7,300 Building $64,700 | $248,300 (+5.17%) Land $25,175 Building $223,125 |
| 2024 | $6,377.00 | $72,000 (-) Land $7,300 Building $64,700 | $236,100 (+4.93%) Land $23,938 Building $212,162 |
| 2023 | $72,000 Land $7,300 Building $64,700 | $225,000 Land $22,812 Building $202,188 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 Oliver Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1985) |
| Most Recent Claim | Dec 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Oliver Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA HAMBURG (V) serves 9,744 people · EPA ID NY1400515 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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