43 Oliver Pl, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 43 Oliver Pl, Hamburg, NY 14075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 1949
Lot Size	0.173 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2025)
Tax Bill	$6,687 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144803 183.17-3-19`

Property Details

APN / Parcel Number

Primary APN	`144803 183.17-3-19`
Alternative APNs	`48031831700003019000` `14075`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14075
Street Address	43 OLIVER PL
City	HAMBURG
State	NY
Zip	14075-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	405' W BUFFALO BL 3 7
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	19.000
Jurisdiction	ERIE NY
Township / Civil Division	HAMBURG
Census Block Group	1
Census Block	1009
Census Tract	13400

Owner

Source: Erie County and Hamburg Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 OLIVER PL, HAMBURG, NY 14075-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	2025214880
Deed Book / Page	11453 / 8468
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Nov 25, 2025
Property Address	43 OLIVER PL, HAMBURG, NY 14075-4513
Document Number	0114538468
Book / Page	11453 / 8468
Map Reference	DOC 1043
Instrument Date	Nov 20, 2025
Instrument	2025214880
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 OLIVER PL, HAMBURG, NY 14075-4513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OLIVER PL, HAMBURG, NY 14075-4513

Mortgage

Document Number	0014182658
Date	Nov 25, 2025
Instrument	14182/658

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Hamburg Town
Municipality	Hamburg Village
Unified School District	Hamburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,687.00 (+37.59%) Homeowner's exemption
2025	$4,860.00 (-23.79%)	$72,000 (-) Land $6,800 Building $65,200	$248,300 (+5.17%) Land $23,451 Building $224,849
2024	$6,377.00 Homeowner's exemption	$72,000 (-) Land $6,800 Building $65,200	$236,100 (+4.93%) Land $22,298 Building $213,802
2023	Homeowner's exemption	$72,000 Land $6,800 Building $65,200	$225,000 Land $21,250 Building $203,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Most Recent Claim	Dec 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA HAMBURG (V) serves 9,744 people · EPA ID NY1400515
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20