Warwick City property record for 48 Oak Tree Ave, Warwick, RI 02886 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1950 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,900 (Feb 2019) |
| Tax Bill | $4,801 (2025) |
| Deeds & Mortgages | Jun 2023 Refinance Aug 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36402860000 |
| Primary APN | 36402860000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 832 sqft |
| Attic | Attic |
| Attic Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 320 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 96858 |
|---|---|
| Street Address | 48 OAK TREE AVE |
| City | WARWICK |
| State | RI |
| Zip | 02886-7412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 286 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21903 |
Source: Warwick City records · APN 36402860000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 OAK TREE AVE, WARWICK, RI 02886-7412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Aug 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Feb 13, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Oct 11, 2017 | Foreclosure CLAYTON A SHACKLETON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | Oct 11, 2017 · Amount on Record |
| Deed Book / Page | 9214 / 99 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 48 OAK TREE AVE, WARWICK, RI 02886-7412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010332-150 |
|---|---|
| Date | Jun 01, 2023 |
| Book Page | 10332/150 |
| Instrument | 5458 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 48 OAK TREE AVE, WARWICK, RI 02886-7412 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009584-338 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 9584/338 |
| Instrument | 11805 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Feb 13, 2019 |
| Property Address | 48 OAK TREE AVE, WARWICK, RI 02886-7412 |
| Document Number | 9214-99 |
| Book / Page | 9214 / 99 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 1706 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 DRAWBRIDGE DR, WEST WARWICK, RI 02893-5575 |
| Document Number | 1707 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 1707 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Oct 11, 2017 |
| Property Address | 48 OAK TREE AVE, WARWICK, RI 02886-7412 |
| Document Number | 8917-170 |
| Book / Page | 008917 / 000170 |
| Instrument Date | Oct 03, 2017 |
| Instrument | 15070 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 01, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 PARKSIDE DR CRANSTON RI 029102328, CRANSTON, RI 02910-2328 |
| Investor | Possibly a Property Investor |
| Document Number | 8917-196 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 008917/000196 |
| Instrument | 15071 |
| Name | CLAYTON A SHACKLETON |
|---|
| Amount | Amount Recorded |
|---|
| Document Number | 8917-213, |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 008917/000213 |
| Instrument | 15072 |
| Name | TMR INVESTMENTS LLC |
|---|
| Amount | Amount Recorded |
|---|
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,801.00 (+10.42%) | $378,000 (+23.37%) Land $111,500 Building $266,500 | |
| 2024 | $389,405 | ||
| 2023 | $4,348.00 (+1.54%) | $306,400 (+34.03%) Land $93,300 Building $213,100 | |
| 2022 | $4,282.00 | $228,600 Land $70,100 Building $158,500 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of Rhode Island |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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