32 Oak Tree Ave, Warwick, RI 02886 Property Records

Warwick City property record for 32 Oak Tree Ave, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1950
Lot Size	0.163 acres (7,120 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Oct 2024)
Tax Bill	$5,161 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36402730000`

Property Details

APN / Parcel Number

Primary APN	`36402730000`
Alternative APNs	`WARW M:364 B:0273 L:0000` `120198` `151889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,408 sqft
Basement Area	1,232 sqft
Finished Basement	808 sqft
Unfinished Basement	424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,120 sqft (0.163 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	151889
Street Address	32 OAK TREE AVE
City	WARWICK
State	RI
Zip	02886-7412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	273
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1020
Census Tract	21903

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 OAK TREE AVE, WARWICK, RI 02886-7412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Oct 17, 2024	Commissioner's Deed, Foreclosure · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
May 18, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Oct 1, 2024 · Amount on Record
Deed Book / Page	10574 / 64
Prior Transfer Date	Sep 23, 2024
Prior Transfer Doc	010565-264
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	32 OAK TREE AVE, WARWICK, RI 02886-7412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010779-29
Date	Oct 27, 2025
Book Page	10779/29
Instrument	12404

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	32 OAK TREE AVE, WARWICK, RI 02886-7412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024867856
Date	Dec 21, 2021
Instrument	2486-7856

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

October 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	WARWICK RI
Recording Date	Oct 17, 2024
Property Address	32 OAK TREE AVE, WARWICK, RI 02886-7412
Document Number	0010574-64
Book / Page	10574 / 64
Instrument Date	Oct 17, 2024
Instrument	10902
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 OAK TREE AVE, WARWICK, RI 02886-7412

Mortgage

Document Number	0000010903
Date	Oct 17, 2024
Instrument	10903

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	May 18, 2020
Property Address	32 OAK TREE AVE, WARWICK, RI 02886-7412
Document Number	9516-127
Book / Page	9516 / 127
Instrument Date	May 9, 2020
Instrument	6809
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 1ST AVE, EAST GREENWICH, RI 02818-3681

Mortgage

Document Number	6810
Date	May 18, 2020
Instrument	6810

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,161.00 (+25.12%)	$406,400 (+39.8%) Land $111,700 Building $294,700
2024			$454,670
2023	$4,125.00 (+1.3%)	$290,700 (+33.72%) Land $93,500 Building $197,200
2022	$4,072.00	$217,400 Land $70,300 Building $147,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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