48 Oak Ridge Rd, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 48 Oak Ridge Rd, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,955 sqft · built 1790
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Jun 2016)
Tax Bill	$6,590 (2025)
Deeds & Mortgages	Apr 2021 Refinance Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:4 L:85-1`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:4 L:85-1`
Alternative APN	`M:4 L:85=1`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,955 sqft Living Area
Gross Area	5,718 sqft
1st Floor Area	1,302 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	1,302 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1790
Effective Year Built	Effective 1790
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	48 OAK RIDGE RD
City	BIDDEFORD
State	ME
Zip	04005-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Subdivision	WAYNE & SUSAN PICARD
Legal Lot Number	85-1
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2014
Census Tract	25300

Owner

Source: York County and Biddeford City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 OAK RIDGE RD, BIDDEFORD, ME 04005-9782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTEGRITY MORTGAGE
Oct 11, 2017	Loan Modification, Mortgage · FHA Mortgage CASTLE & COOKE MTG
Oct 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2016 · Amount on Record
Deed Sale	Jun 7, 2016 · Amount on Record
Prior Sale	Jun 6, 2005 · Amount on Record
Deed Document Number	201621098
Deed Book / Page	17249 / 528
Transfer Doc	0172490528
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	48 OAK RIDGE RD, BIDDEFORD, ME 04005-9782
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186280586
Date	Apr 14, 2021
Book Page	18628/586
Instrument	2021021392

Lender

Name	INTEGRITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BIDDEFORD ME
Property Address	48 OAK RIDGE RD, BIDDEFORD, ME 04005-9782
Document Number	0176060071
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 OAK RIDGE RD BIDDEFORD ME 040059782, BIDDEFORD, ME 04005-9782

Mortgage

Document Number	0176060071
Date	Nov 16, 2017
Book Page	017606/000071
Instrument	49035

Lender

Name	CASTLE & COOKE MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	48 OAK RIDGE RD, BIDDEFORD, ME 04005-9782
Document Number	0176060079
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 OAK RIDGE RD BIDDEFORD ME 040059782, BIDDEFORD, ME 04005-9782

Mortgage

Document Number	0176060079
Date	Nov 16, 2017
Book Page	017606/000079
Instrument	49036

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,590.00 (+6.29%)	$441,100 (+1.17%) Land $179,900 Building $261,200
2024	$6,200.00 (+9.15%)	$436,000 (+0.72%) Land $179,900 Building $256,100
2023	$5,680.00 (-0.63%)	$432,900 (+24.29%) Land $176,800 Building $256,100	$434,530
2022	$5,716.00	$348,300 Land $120,300 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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