45 Oak Ridge Rd, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 45 Oak Ridge Rd, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,896 sqft · built 1900
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Tax Bill	$3,887 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:4 L:86`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:4 L:86`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	1,053 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	45 OAK RIDGE RD
City	BIDDEFORD
State	ME
Zip	04005-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	86
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2013
Census Tract	25300

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ATLANTIC REGIONAL FCU
Mar 25, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 25, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2018	Deed of Trust, Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2009
Deed Sale	May 11, 2009
Deed Book / Page	15628 / 294
Last Transfer Date	Mar 19, 2021
Transfer Doc	0186030411
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	45 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192590917
Date	Jun 22, 2023
Book Page	19259/917
Instrument	2023017068

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 25, 2021
Property Address	45 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Document Number	0186030406
Book / Page	18603 / 406
Instrument Date	Mar 19, 2021
Instrument	2021017064
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAK RIDGE RD, BIDDEFORD, ME 04005-9730

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 25, 2021
Property Address	45 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Document Number	0186030411
Book / Page	18603 / 411
Instrument Date	Mar 19, 2021
Instrument	2021017065
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAK RIDGE RD, BIDDEFORD, ME 04005-9730

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	45 OAK RIDGE RD, BIDDEFORD, ME 04005-9730
Document Number	0178190265
Instrument Date	Sep 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	ELITE LENDER SERVICES INC, ELITE LENDER SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 OAK RIDGE RD BIDDEFORD ME 040059730, BIDDEFORD, ME 04005-9730

Mortgage

Document Number	0178190265
Date	Oct 10, 2018
Book Page	017819/000265
Instrument	42773

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,887.00 (+5.71%)	$260,200 (+0.62%) Land $179,400 Building $80,800
2024	$3,677.00 (+9.7%)	$258,600 (+1.21%) Land $179,400 Building $79,200
2023	$3,352.00 (+1.18%)	$255,500 (+26.55%) Land $176,300 Building $79,200	$406,125
2022	$3,313.00	$201,900 Land $119,600 Building $82,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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