48 N Geneva Rd, Shepherd, MI 48883 Property Records

Midland County property record for 48 N Geneva Rd, Shepherd, MI 48883

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,760 sqft · built 2010
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-010-300-110-00`

Property Details

APN / Parcel Number

Primary APN	`030-010-300-110-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	250 ft deep x 218 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 N GENEVA RD
City	SHEPHERD
State	MI
Zip	48883-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 T14N R2W COM N 02D 10M E 352 FT OF SW SEC COR, TH N 02D 10M E 218 FT, S 87D 21M E 250 FT, S 02D 10M W 218 FT, N 87D
Legal Range	02W
Legal Township	14N
Legal Section	10
Jurisdiction	MIDLAND MI
Township / Civil Division	GREENDALE
Census Block Group	1
Census Block	1000
Census Tract	291400

Owner

48 N Geneva Rd is owned and occupied by two individuals who acquired it in April 2022.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 N GENEVA RD, SHEPHERD, MI 48883-9677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK
May 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 29, 2022
Transfer Doc	001656/909
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	48 N GENEVA RD, SHEPHERD, MI 48883-9677
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 N GENEVA RD, SHEPHERD, MI 48883-9677

Mortgage

Document Number	2025R07990
Date	Sep 9, 2025
Instrument	2025R-07990

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	May 4, 2022
Property Address	48 N GENEVA RD, SHEPHERD, MI 48883-9677
Document Number	001656/909
Book / Page	1656 / 909
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 N GENEVA RD, 48, SHEPHERD, MI 48883-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 N GENEVA RD, SHEPHERD, MI 48883-9677

Mortgage

Document Number	0001656910
Date	May 4, 2022
Instrument	1656/910

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 48 N Geneva Rd was $2,956 with a homeowner's exemption, up 1.7% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Greendale Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,600 (+12.42%)	$331,200 (+12.42%)
2025	$2,956.00 (+1.72%) Homeowner's exemption	$147,300	$294,600
2024	$2,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 N Geneva Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 N Geneva Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Spectrum.

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