404 N Geneva Rd, Shepherd, MI 48883 Property Records

Midland County property record for 404 N Geneva Rd, Shepherd, MI 48883

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,710 sqft · built 2000
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,500 (Oct 2021)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-010-200-000-00`

Property Details

APN / Parcel Number

Primary APN	`030-010-200-000-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	1,742,400 sqft (40 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 N GENEVA RD
City	SHEPHERD
State	MI
Zip	48883-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 T14N R2W NW 1/4 OF NW 1/4.
Legal Range	02W
Legal Township	14N
Legal Section	10
Jurisdiction	MIDLAND MI
Township / Civil Division	GREENDALE
Census Block Group	1
Census Block	1000
Census Tract	291400

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 N GENEVA RD, SHEPHERD, MI 48883-8637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Deed Book / Page	1650 / 852
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	404 N GENEVA RD, SHEPHERD, MI 48883-8637
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N GENEVA RD, SHEPHERD, MI 48883-8637

Mortgage

Document Number	2026R02165
Date	Mar 12, 2026
Instrument	2026R-02165

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2041

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 12, 2021
Property Address	404 N GENEVA RD, SHEPHERD, MI 48883-8637
Document Number	1650/852
Book / Page	1650 / 852
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,921.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 N GENEVA RD, 404, SHEPHERD, MI 48883-8637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 W YOUNGS DITCH RD, BAY CITY, MI 48708-9166

Mortgage

Document Number	1650853
Date	Oct 12, 2021
Instrument	1650/853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Greendale Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,400 (+13.23%)	$506,800 (+13.23%)
2025	$5,332.00 (+1.79%) Homeowner's exemption	$223,800	$447,600
2024	$5,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Geneva Rd

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