Oswego County and Oswego City property record for 48 Murray St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,460 sqft · built 1870 |
| Lot Size | 0.181 acres (7,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jul 2014) |
| Tax Bill | $2,743 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.32-01-04 |
| Primary APN | 351200 146.32-01-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 920 sqft |
| 2nd Floor Area | 540 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,920 sqft (0.181 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3354 |
|---|---|
| Street Address | 48 MURRAY ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21603 |
48 Murray St is owned and occupied by an individual who bought it in July 2014.
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 MURRAY ST, OSWEGO, NY 13126-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2014 · Amount on File |
| Deed Sale | Jul 22, 2014 · Amount on File |
| Prior Sale | Oct 15, 2013 · Amount on File |
| Deed Document Number | 20146480 |
| Prior Transfer Date | Sep 21, 2013 |
| Prior Transfer Doc | 0000001142 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 48 Murray St was $2,743 with a homeowner's exemption, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,743.00 (-1.15%) Homeowner's exemption | ||
| 2025 | $2,775.00 | $148,000 Land $31,800 Building $116,200 | $148,000 Land $31,800 Building $116,200 |
| 2023 | $85,000 Land $19,400 Building $65,600 | $102,410 Land $23,374 Building $79,036 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Murray St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Most Recent Claim | Sep 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Murray St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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