40 Murray St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 40 Murray St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage2,392 sqft Living Area
Lot Size11,250 sqft (0.258 acres)
GarageAttached, 480 sqft
Last Sale$238,500 (2024)
Tax Bill$4,083.00 (2025)

Property Details

APN / Parcel Number

Primary APN351200 146.24-02-10
Alternative APNs
  • 120014602400020100000000
  • 0109 M

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area2,392 sqft Living Area
1st Floor1,624 sqft 1st Floor
Basement Area768 sqft Basement
Finished Basement768 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area11,250 sqft (0.258 acres)
Depth X Width150 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage
Porch Area192 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0109 M
Street Address40 MURRAY ST
CityOSWEGO
StateNY
Zip13126-4024
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionML 7, L 59 767-019-000
Legal SubdivisionVARICK TRACT
Legal Block2
Legal Lot Number10.000
JurisdictionOSWEGO NY
Minor Civil DivisionOSWEGO
Census Blockgroup1
Census Block1002
Census Tract21603

Owner

Source: Oswego County and Oswego City records · APN 351200 146.24-02-10

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address681 1 2 WEST FOURTH ST S, FULTON, NY 13069
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2024 · Amount on Record
Deed SaleJun 21, 2024 · Amount on Record
Prior SaleDec 07, 1998 · Amount on Record
Deed Doc Number2024R-2024-005107
Prior Transfer DateSep 22, 2010
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address40 MURRAY ST, OSWEGO, NY 13126-4024
Transaction TypeMortgage
Record UpdatedFeb 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 KILEN STREET, DEMSTER, NY 13126

Mortgage

Document Number0000000270
DateJan 11, 2022
InstrumentR-2022-000270
Lender
NameOSWEGO COUNTY FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term156 Months
DueJan 10, 2035

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,083.00$238,500 (+60.82%) Land $22,200 Building $216,300$238,500 (+33.48%) Land $22,200 Building $216,300
2023$148,300 Land $32,000 Building $116,300$178,675 Land $38,554 Building $140,121

Flood & Wildfire

40 Murray St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Murray St

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