48 Mountain St, Derby, CT 06418 Property Records

Derby City property record for 48 Mountain St, Derby, CT 06418 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1950
Square Footage	1,800 sqft Living Area
Lot Size	21,344 sqft (0.49 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2022)
Tax Bill	$7,034.00 (2025)

Owner

Source: Derby City records · APN DERB M:8 B:9 L:91A

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 MOUNTAIN ST, DERBY, CT 06418-1239
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jul 28, 1995 · Amount on Record
Deed Doc Number	20221195
Deed Book / Page	887 / 304
Record Refreshed	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jul 11, 2022
Property Address	48 MOUNTAIN ST, DERBY, CT 06418-1239
Document Number	000887-304
Book / Page	887 / 304
Instrument Date	Jul 08, 2022
Instrument	1195
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001196
Date	Jul 11, 2022
Instrument	1196

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,034.00	$162,820 (-) Land $34,620 Building $128,200	$113,974 Land $24,234 Building $89,740
2024	$7,034.00 (+11.92%)
2023	$6,285.00	$162,820 (-) Land $34,580 Building $128,240
2022	$6,285.00	$162,820 Land $34,580 Building $128,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:9 L:91A`
Alternative APNs	`000704` `6287` `704`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Units	2 Units
Building Area	1,800 sqft Living Area
1st Floor	1,800 sqft 1st Floor
Basement Area	1,752 sqft Basement
Unfinished Basement	1,752 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	21,344 sqft (0.49 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage

Location & Zoning

Account Number	704
Street Address	48 MOUNTAIN ST
City	DERBY
State	CT
Zip	06418-1239
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	9
Legal Lot Number	91A
Jurisdiction	DERBY CT
Minor Civil Division	DERBY
Census Blockgroup	2
Census Block	2001
Census Tract	120200