15 Mountain St, Derby, CT 06418 Property Records

Derby City property record for 15 Mountain St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1938
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$200,900 (Dec 2005)
Tax Bill	$6,278 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:11 L:47`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:11 L:47`
Alternative APNs	`001072` `6651` `1072`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	855 sqft
Unfinished Basement	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1072
Street Address	15 MOUNTAIN ST
City	DERBY
State	CT
Zip	06418-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	11
Legal Lot Number	47
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	1
Census Block	1005
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 MOUNTAIN ST, DERBY, CT 06418-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2005 · Amount on Record
Deed Sale	Dec 1, 2005 · Amount on Record
Prior Sale	Feb 28, 2003 · Amount on Record
Deed Book / Page	470 / 21
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	15 MOUNTAIN ST, DERBY, CT 06418-1307
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	841-275
Date	Mar 10, 2021
Book Page	841/275
Instrument	448

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	15 MOUNTAIN ST, DERBY, CT 06418-1307
Document Number	803-68
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MOUNTAIN ST DERBY CT 064181307, DERBY, CT 06418-1307

Mortgage

Document Number	803-68
Date	Aug 7, 2019
Book Page	000803/000068

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,278.00 (+21.9%)	$163,310 (+36.99%) Land $31,570 Building $131,740	$329,195 (+294.5%)
2025	$5,150.00	$119,210 (-) Land $31,710 Building $87,500	$83,447 Land $22,197 Building $61,250
2024	$5,150.00 (+11.91%)
2023	$4,602.00	$119,210 (-) Land $31,710 Building $87,500
2022	$4,602.00	$119,210 Land $31,710 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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