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48 Mosaic Park Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 48 Mosaic Park Ave, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,902 sqft · built 2019
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$449,000 (Jun 2023)
Tax Bill$6,653 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Sep 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN029011-3280

Property Details

APN / Parcel Number

Primary APN029011-3280

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,902 sqft Living Area
Gross Area2,322 sqft
1st Floor Area1,902 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area150 sqft
Patio Area89 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address48 MOSAIC PARK AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-7663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description83/49-58 WHISPER CREEK PHASE 4 UNIT B LOT 328 OR5782/589
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT B
Legal Phase4
Legal Lot Number328
Legal UnitB
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4029
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Sep 2, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
May 16, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
CHURCHILL MTG
Nov 28, 2018Grant Deed, Transfer
ATTORNEY ONLY
Nov 28, 2018Loan Modification, Mortgage
FIDELITY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleMay 16, 2019 · Amount on Record
Deed Document Number202349885
Deed Book / Page5782 / 589
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 27, 2023
Property Address48 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
Document Number0057820589
Book / Page5782 / 589
Map ReferenceMB 83 PG 49-58
Instrument DateJun 26, 2023
Instrument2023049885
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanySTATE JOHNS TITLE LLC, ST JOHNS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,143.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36 PEOOEROIKE WAY, SAINT AUGUSTINE, FL 32092

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663

Mortgage

Document Number0005782593
DateJun 27, 2023
Instrument5782/593
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address48 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663

Mortgage

Document Number0056280544
DateSep 2, 2022
Book Page5628/544
Instrument2022084866
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMay 16, 2019
Property Address48 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
Document Number0047251529
Book / Page004725 / 001529
Instrument DateMay 15, 2019
Instrument34100
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address48 MOSAIC PARK AVE ST AUGUSTINE FL 320927663, ST AUGUSTINE, FL 32092-7663

Mortgage

Document Number47251530
DateMay 16, 2019
Book Page004725/001530
Instrument34101
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateNov 28, 2018
Property Address48 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
Document Number0046460270
Book / Page004646 / 000270
Instrument DateNov 28, 2018
Instrument84863
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,167.30
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4901 BELFORT RD #140 JACKSONVILLE FL 322566020, 140, JACKSONVILLE, FL 32256-6020
InvestorPossibly a Property Investor

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address48 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
Document Number0046461455
Instrument DateNov 28, 2018
Transaction TypeMortgage
Record UpdatedFeb 4, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4901 BELFORT RD #140 JACKSONVILLE FL 322566020, 140, JACKSONVILLE, FL 32256-6020
InvestorPossibly a Property Investor

Mortgage

Document Number0046461455
DateNov 29, 2018
Book Page004646/001455
Instrument85141
Lender
NameFIDELITY BK
TypeBank
Address7807 BAYMEADOWS RD E # 100, JACKSONVILLE, FL 32256-9665
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,912 (-2.58%) Land $90,000 Building $249,912$339,912 (-2.58%) Land $90,000 Building $249,912
2025$6,653.00 (+0.65%) Homeowner's exemption$348,927 (-7.08%)$348,927 (-7.08%) Land $95,000 Building $253,927
2024$6,610.00 (+35.51%) Homeowner's exemption$375,504 (+59.17%)$375,504 (+10.4%) Land $100,000 Building $275,504
2023$4,878.00 (+1.77%) Homeowner's exemption$235,919 (+3%)$340,135 (+9.45%) Land $84,000 Building $256,135
2022$4,793.00 Homeowner's exemption$229,048$310,774 Land $84,000 Building $226,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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