40 Mosaic Park Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 40 Mosaic Park Ave, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,564 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Jul 2022)
Tax Bill$7,401 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN029011-3270

Property Details

APN / Parcel Number

Primary APN029011-3270

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,564 sqft Living Area
Gross Area3,192 sqft
1st Floor Area1,129 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area442 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address40 MOSAIC PARK AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-7663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description83/49-58 WHISPER CREEK PHASE 4 UNIT B LOT 327 OR5597/1928
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT B
Legal Phase4
Legal Lot Number327
Legal UnitB
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4029
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGDON VALLEY BANK
Jul 15, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
May 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleDec 27, 2018 · Amount on Record
Deed Document Number202269283
Deed Book / Page5597 / 1928
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address40 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048911226
DateFeb 27, 2020
Book Page4891/1226
Instrument2020015822
Lender
NameHUNTINGDON VALLEY BANK
TypeBank
AddressDOYLESTOWN, PA 18901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 15, 2022
Property Address40 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
Document Number0055971928
Book / Page5597 / 1928
Map ReferenceMB 83 PG 49-58
Instrument DateJul 11, 2022
Instrument2022069283
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address655 W MARINA COVE DR, ST AUGUSTINE, FL 32080-6222

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663

Mortgage

Document Number0055971931
DateJul 15, 2022
Instrument5597/1931
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMay 22, 2018
Property Address40 MOSAIC PARK AVE, SAINT AUGUSTINE, FL 32092-7663
Document Number0045501108
Book / Page004550 / 001108
Instrument DateMay 22, 2018
Instrument35169
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,105.21
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4901 BELFORT RD #140 JACKSONVILLE FL 322566020, 140, JACKSONVILLE, FL 32256-6020
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,593 (-4.92%) Land $90,000 Building $294,593$384,593 (-4.92%) Land $90,000 Building $294,593
2025$7,401.00 (+2.86%) Homeowner's exemption$404,476 (-4.2%)$404,476 (-7.25%) Land $95,000 Building $309,476
2024$7,195.00 (+1.54%) Homeowner's exemption$422,192 (+3%)$436,085 (+6.39%) Land $100,000 Building $336,085
2023$7,086.00 (+33.77%) Homeowner's exemption$409,895 (+52.7%)$409,895 (+10.28%) Land $84,000 Building $325,895
2022$5,297.00 Homeowner's exemption$268,427$371,669 Land $84,000 Building $287,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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