Hampden County and Chicopee City property record for 48 Morgan Cir, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,563 sqft · built 2017 |
| Lot Size | 0.577 acres (25,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Apr 2017) |
| Tax Bill | $7,771 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00028 |
| Primary APN | 146-00028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 3,172 sqft |
| 1st Floor Area | 1,023 sqft |
| Basement Area | 1,023 sqft |
| Unfinished Basement | 1,023 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,136 sqft (0.577 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 146-00028 |
|---|---|
| Street Address | 48 MORGAN CIR |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 95 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 MORGAN CIR, CHICOPEE, MA 01013-3555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 28, 2017 | Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Deed Book / Page | 21660 / 439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 48 MORGAN CIR, CHICOPEE, MA 01013-3555 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023820-444 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 23820/444 |
| Instrument | 24803 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Apr 28, 2017 |
| Property Address | 48 MORGAN CIR, CHICOPEE, MA 01013-3555 |
| Document Number | 21660-439 |
| Book / Page | 021660 / 000439 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 23356 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 88 LAUZIER TER CHICOPEE MA 010202024, CHICOPEE, MA 01020-2024 |
| Document Number | 21660-441 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 021660/000441 |
| Instrument | 23357 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,771.00 (+2.17%) | $509,900 (+1.63%) Land $162,000 Building $347,900 | $443,702 (-22.65%) |
| 2025 | $7,606.00 (+4.56%) | $501,700 (+1.81%) Land $146,200 Building $355,500 | $573,610 |
| 2024 | $7,274.00 (+4.78%) | $492,800 (+7.55%) Land $143,500 Building $349,300 | |
| 2023 | $6,942.00 | $458,200 Land $130,400 Building $327,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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