Hampden County and Chicopee City property record for 38 Morgan Cir, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,401 sqft · built 2019 |
| Lot Size | 0.332 acres (14,463 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,000 (May 2019) |
| Tax Bill | $7,954 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00027 |
| Primary APN | 146-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,401 sqft Living Area |
| Gross Area | 2,908 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,463 sqft (0.332 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 146-00027 |
|---|---|
| Street Address | 38 MORGAN CIR |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 95 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 MORGAN CIR, CHICOPEE, MA 01013-3555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ALDEN CREDIT UNION |
| May 31, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU |
| Aug 29, 2018 | Quit Claim Deed, Transfer FLORENCE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on File |
| Deed Sale | May 31, 2019 · Amount on File |
| Deed Document Number | 201928825 |
| Deed Book / Page | 22690 / 452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 38 MORGAN CIR, CHICOPEE, MA 01013-3555 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025133-481 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 25133/481 |
| Instrument | 40468 |
| Name | ALDEN CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 31, 2019 |
| Property Address | 38 MORGAN CIR, CHICOPEE, MA 01013-3555 |
| Document Number | 22690-452 |
| Book / Page | 22690 / 452 |
| Instrument Date | May 30, 2019 |
| Instrument | 28825 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 OLD FARM RD, CHICOPEE, MA 01020-3052 |
| Document Number | 28826 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 28826 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 29, 2018 |
| Property Address | 38 MORGAN CIR, CHICOPEE, MA 01013-3555 |
| Document Number | 22336-75 |
| Book / Page | 022336 / 000075 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 51743 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1421 GRANBY RD CHICOPEE MA 010202048, CHICOPEE, MA 01020-2048 |
| Document Number | 22336-77 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 022336/000077 |
| Instrument | 51744 |
| Name | FLORENCE BK |
|---|
| Amount | Amount on Record |
|---|
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,954.00 (+1.4%) | $521,900 (+0.87%) Land $145,800 Building $376,100 | $478,627 (-9.34%) |
| 2025 | $7,844.00 (+4.54%) | $517,400 (+1.79%) Land $133,500 Building $383,900 | $527,915 |
| 2024 | $7,503.00 (+4.45%) | $508,300 (+7.21%) Land $130,800 Building $377,500 | |
| 2023 | $7,183.00 | $474,100 Land $119,000 Building $355,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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