Penobscot County and Bangor City property record for 48 Montgomery St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,022 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $471,400 (Jul 2021) |
| Tax Bill | $6,170 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:038 L:015 |
| Primary APN | BANG M:038 L:015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,022 sqft Living Area |
| 1st Floor Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 586 |
|---|---|
| Street Address | 48 MONTGOMERY ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 15 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 400 |
48 Montgomery St is owned and occupied by two individuals who bought it in July 2021.
Source: Penobscot County and Bangor City records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 MONTGOMERY ST, BANGOR, ME 04401-3839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on File |
| Deed Sale | Jul 16, 2021 · Amount on File |
| Deed Document Number | 202124303 |
| Deed Book / Page | 16109 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jul 16, 2021 |
| Property Address | 48 MONTGOMERY ST, BANGOR, ME 04401-3839 |
| Document Number | 0161090038 |
| Book / Page | 16109 / 38 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 24303 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 43 GRANT ST, BANGOR, ME 04401-3821 |
| Document Number | 0000024304 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 24304 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 48 Montgomery St was $6,170, up 3.5% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,170.00 (+3.45%) | $348,600 (+8.43%) Land $38,500 Building $310,100 | |
| 2024 | $5,964.00 (+5.58%) | $321,500 (+8.98%) Land $36,600 Building $284,900 | $350,740 |
| 2023 | $5,649.00 (+13.03%) | $295,000 (+20.41%) Land $36,600 Building $258,400 | |
| 2022 | $4,998.00 | $245,000 Land $34,600 Building $210,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Montgomery St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1987–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Montgomery St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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