15 Montgomery St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 15 Montgomery St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 5,050 sqft · built 1835
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Apr 2023)
Tax Bill	$13,332 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:038 L:005`

Property Details

APN / Parcel Number

Primary APN	`BANG M:038 L:005`
Alternative APN	`2795`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,050 sqft Living Area

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2795
Street Address	15 MONTGOMERY ST
City	BANGOR
State	ME
Zip	04401-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	5
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

15 Montgomery St is owned and occupied by two individuals who bought it in April 2023.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 MONTGOMERY ST, BANGOR, ME 04401-3825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Deed Document Number	20238101
Deed Book / Page	16804 / 344
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Apr 24, 2023
Property Address	15 MONTGOMERY ST, BANGOR, ME 04401-3825
Document Number	0168040344
Book / Page	16804 / 344
Instrument Date	Apr 24, 2023
Instrument	8101
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	52 GRANT ST, BANGOR, ME 04401-3822

Mortgage

Document Number	0000008102
Date	Apr 24, 2023
Instrument	8102

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Montgomery St was $13,332, down 2.1% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,332.00 (-2.07%)	$753,200 (+2.63%) Land $60,800 Building $692,400
2024	$13,614.00 (+6.5%)	$733,900 (+9.95%) Land $60,800 Building $673,100	$881,600
2023	$12,783.00 (+7.06%)	$667,500 (+14.04%) Land $60,800 Building $606,700
2022	$11,940.00	$585,300 Land $60,800 Building $524,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Montgomery St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Montgomery St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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