48 Michael Ln, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 48 Michael Ln, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,120 sqft · built 1988
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2020)
Tax Bill	$13,517 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-6100`

Property Details

APN / Parcel Number

Primary APN	`071-6100`
Alternative APNs	`NAUG M:361A-13W210-14` `NAUG M:071 L:6100` `AD09 13W210 14` `71-6100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,120 sqft Living Area
Gross Area	6,006 sqft
1st Floor Area	1,518 sqft
Attic	Attic
Attic Area	1,144 sqft
Basement Area	1,496 sqft
Unfinished Basement	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	71-6100
Street Address	48 MICHAEL LN
City	NAUGATUCK
State	CT
Zip	06770-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	6100
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1000
Census Tract	345400

Owner

Source: Naugatuck Borough records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 MICHAEL LN, NAUGATUCK, CT 06770-1555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK
Jun 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ION BANK
Jan 23, 2020	Quit Claim Deed, Transfer UNKNOWN
May 1, 2018	Warranty Deed, Transfer FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Book / Page	1048 / 483
Transfer Doc	1041-345
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	48 MICHAEL LN, NAUGATUCK, CT 06770-1555
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1048-496
Date	Jun 16, 2020
Book Page	1048/496

Lender

Name	ION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jun 16, 2020
Property Address	48 MICHAEL LN, NAUGATUCK, CT 06770-1555
Document Number	1048-483
Book / Page	1048 / 483
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1048485
Date	Jun 16, 2020
Instrument	1048/485

Lender

Name	ION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jan 23, 2020
Property Address	48 MICHAEL LN, NAUGATUCK, CT 06770-1555
Document Number	1041-345
Book / Page	001041 / 000345
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MICHAEL LN NAUGATUCK CT 067701555, NAUGATUCK, CT 06770-1555

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 1, 2018
Property Address	48 MICHAEL LN, NAUGATUCK, CT 06770-1555
Document Number	1010-453
Book / Page	1010 / 453
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10100456
Date	May 1, 2018
Instrument	01010/0456

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,517.00	$339,710 (-) Land $38,990 Building $300,720	$237,797 Land $27,293 Building $210,504
2024	$13,517.00 (-11.08%)
2023	$15,202.00 (+38.19%)	$339,710 (+47.45%) Land $38,990 Building $300,720
2022	$11,001.00	$230,390 Land $41,420 Building $188,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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