25 Michael Ln, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 25 Michael Ln, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,860 sqft · built 1987
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jun 2025)
Tax Bill	$12,928 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Nov 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-7601`

Property Details

APN / Parcel Number

Primary APN	`070-7601`
Alternative APNs	`NAUG M:361A-13W198-3` `NAUG M:070 L:7601` `AD09 13W198 3` `70-7601`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,860 sqft Living Area
Gross Area	7,016 sqft
1st Floor Area	1,552 sqft
Attic	Attic
Attic Area	1,580 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	70-7601
Street Address	25 MICHAEL LN
City	NAUGATUCK
State	CT
Zip	06770-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	7601
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1000
Census Tract	345400

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 MICHAEL LN, NAUGATUCK, CT 06770-1556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Feb 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Nov 16, 2018	Warranty Deed, Transfer TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	202520251810
Deed Book / Page	1161 / 263
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jun 16, 2025
Property Address	25 MICHAEL LN, NAUGATUCK, CT 06770-1556
Document Number	001161-263
Book / Page	1161 / 263
Instrument Date	Jun 12, 2025
Instrument	20251810
Transaction Type	Transfer
Record Updated	Jul 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 MICHAEL LN, NAUGATUCK, CT 06770-1556

Mortgage

Document Number	0020251811
Date	Jun 16, 2025
Instrument	2025-1811

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	25 MICHAEL LN, NAUGATUCK, CT 06770-1556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1037-258
Date	Nov 5, 2019
Book Page	1037/258

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	25 MICHAEL LN, NAUGATUCK, CT 06770-1556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1023-202
Date	Feb 13, 2019
Book Page	1023/202

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 16, 2018
Property Address	25 MICHAEL LN, NAUGATUCK, CT 06770-1556
Document Number	1019-541
Book / Page	1019 / 541
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10190544
Date	Nov 16, 2018
Instrument	01019/0544

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2048

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,928.00 (+1.64%)	$319,690 (-) Land $43,260 Building $276,430	$590,365 (+163.81%)
2025	$12,720.00	$319,690 (-) Land $43,260 Building $276,430	$223,783 Land $30,282 Building $193,501
2024	$12,720.00 (-11.09%)
2023	$14,306.00 (+29.67%)	$319,690 (+38.36%) Land $43,260 Building $276,430
2022	$11,033.00	$231,060 Land $45,800 Building $185,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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