48 Melody Ln, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 48 Melody Ln, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,927 sqft · built 1956
Lot Size	0.513 acres (22,329 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jun 2022)
Tax Bill	$8,141 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77106`

Property Details

APN / Parcel Number

Primary APN	`77106`
Alternative APN	`WALT M:005 B:008 L:0022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,927 sqft Living Area
Gross Area	2,556 sqft
Basement Area	1,168 sqft
Unfinished Basement	409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,329 sqft (0.513 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	77106
Street Address	48 MELODY LN
City	WALTHAM
State	MA
Zip	02451-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	WALTHAM
Legal Block	8
Legal Lot Number	22
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2004
Census Tract	368102

Owner

48 Melody Ln is owned and occupied by two individuals who bought it in June 2022.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 MELODY LN, WALTHAM, MA 02451-1327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on File
Deed Sale	Jun 13, 2022 · Amount on File
Deed Book / Page	80271 / 143
Record Updated	Oct 29, 2026

June 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WALTHAM MA
Recording Date	Jun 13, 2022
Property Address	48 MELODY LN, WALTHAM, MA 02451-1327
Document Number	080271-143
Book / Page	80271 / 143
Instrument Date	Jun 13, 2022
Instrument	89015
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 MELODY LN, WALTHAM, MA 02451-1327

Mortgage

Document Number	0000089016
Date	Jun 13, 2022
Instrument	89016

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 48 Melody Ln was $8,141, up 6.4% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,141.00 (+6.39%)	$788,900 (+1.24%) Land $556,500 Building $232,400	$840,646 (+11.56%)
2025	$7,652.00 (+5.68%)	$779,200 (+3.74%) Land $530,500 Building $248,700	$753,540 (-4.76%)
2024	$7,241.00 (+1.09%)	$751,100 (+8.21%) Land $505,500 Building $245,600	$791,160
2023	$7,163.00	$694,100 Land $460,500 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Melody Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Melody Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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