48 Meeks Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 48 Meeks Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,246 sqft · built 1921
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jun 2022)
Tax Bill$1,702 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN685843-2020-202

Property Details

APN / Parcel Number

Primary APN685843-2020-202
Alternative APNs
  • 0629-47-7541-00000
  • 062910476475000
  • 008274035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,246 sqft Living Area
1st Floor Area1,246 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchEnclosed Porch
Porch Area96 sqft
Deck Area90 sqft
Patio Area144 sqft
Canopy144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number685843-2020-202
Street Address48 MEEKS RD
CityBLACK MOUNTAIN
StateNC
Zip28711-8215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: ESTATE OF JEAN LEWIS BLOCK: LOT: SECTION: PLAT: 0109-0004
Legal SubdivisionESTATE OF JEAN LEWIS
Legal Block1
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1017
Census Tract3105

Owner

48 Meeks Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Buncombe County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address48 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Jun 1, 2022Warranty Deed, Transfer
Feb 5, 2021Warranty Deed, Transfer
Aug 23, 2017Deed of Trust, Mortgage · Line of Credit
FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2022 · Amount on File
Deed SaleJun 1, 2022 · Amount on File
Prior SaleFeb 5, 2021 · Amount on File
Deed Book / Page6225 / 831
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Recording DateJun 22, 2026
Property Address48 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215
Document Number6604000023
Book / Page6604 / 23
Instrument DateMay 18, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215

Mortgage

Document Number6604000023,
DateJun 22, 2026
Book Page6604/23
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 25, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJun 1, 2022
Property Address48 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215
Document Number0062250831
Book / Page6225 / 831
Map ReferenceMB 109 PG 4
Instrument DateMay 25, 2022
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

AmountAmount on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address438 WALKERTOWN RD, 438, OLD FORT, NC 28762-5751

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateFeb 5, 2021
Property Address48 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215
Document Number0060160949
Book / Page6016 / 949
Map ReferenceMB 109 PG 4
Instrument DateJan 29, 2021
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 LOW BRIDGE RD, 123, IRON STATION, NC 28080-8783

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 DAVIDSON RD, SWANNANOA, NC 28778-2108

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address48 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215
Document Number0055840179
Book / Page005584 / 000179
Instrument DateAug 23, 2017
Transaction TypeMortgage
Record UpdatedSep 5, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 MEEKS RD BLACK MOUNTAIN NC 287118215, BLACK MOUNTAIN, NC 28711-8215

Mortgage

Document Number0055840179
DateAug 28, 2017
Book Page005584/000179
Lender
NameFIRST FSB/LINCOLNTON
TypeFederal Savings Bank
AddressLINCOLNTON, NC 28092
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 27, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 48 Meeks Rd was $1,702.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,702.00$260,500 Land $33,300 Building $227,200$260,500 Land $33,300 Building $227,200
2023$1,737.00$287,300$287,300 Land $33,300 Building $254,000
2021$260,500 Land $33,300 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Meeks Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Meeks Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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