Buncombe County property record for 42 Meeks Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 780 sqft · built 1956 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $966 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 713169-2020-202 |
| Primary APN | 713169-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Gross Area | 924 sqft |
| 1st Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Enclosed Porch |
| Porch Area | 224 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 713169-2020-202 |
|---|---|
| Street Address | 42 MEEKS RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: RIDGECREST BLOCK: LOT: PT 303 SECTION: PLAT: 0032-0047 |
| Legal Subdivision | RIDGECREST |
| Legal Block | 1 |
| Legal Lot Number | 303 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 3105 |
42 Meeks Rd is owned and occupied by an individual who acquired it in March 2009.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Dec 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2009 |
| Transfer Doc | 0047201972 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 42 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0061720186 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 6172/186 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 42 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TERRATITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0057330213 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 5733/0213 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 42 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215 |
| Document Number | 0059101142 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 42 MEEKS RD BLACK MOUNTAIN NC 287118215, BLACK MOUNTAIN, NC 28711-8215 |
| Document Number | 0059101142 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 005910/001142 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 42 MEEKS RD, BLACK MOUNTAIN, NC 28711-8215 |
| Document Number | 0058491438 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 42 MEEKS RD BLACK MOUNTAIN NC 287118215, BLACK MOUNTAIN, NC 28711-8215 |
| Document Number | 0058491438 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 005849/001438 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
The 2025 property tax bill for 42 Meeks Rd was $966, up 4.7% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $966.00 (+4.66%) | $147,900 Land $30,100 Building $117,800 | $147,900 Land $30,100 Building $117,800 |
| 2024 | $923.00 (+3.24%) | ||
| 2023 | $894.00 | $147,900 | $147,900 Land $30,100 Building $117,800 |
| 2021 | $147,900 Land $30,100 Building $117,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Meeks Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Meeks Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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