Worcester County and Sterling Town property record for 48 Maple St, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,473 sqft · built 1976 |
| Lot Size | 1.45 acres (63,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,900 (Jul 2001) |
| Tax Bill | $6,780 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00106 L:00007 |
| Primary APN | STER M:00106 L:00007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,473 sqft Living Area |
| Gross Area | 2,502 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,522 sqft (1.45 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 48 MAPLE ST |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 7 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 719100 |
Source: Worcester County and Sterling Town records · APN STER M:00106 L:00007
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 MAPLE ST, STERLING, MA 01564-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Balloon Mortgage UNION CREDIT UNION |
| Oct 11, 2019 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LEOMINSTER CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2001 · Amount on Record |
| Deed Sale | Jul 31, 2001 · Amount on Record |
| Deed Book / Page | 24533 / 215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Jul 31, 2026 |
| Property Address | 48 MAPLE ST, STERLING, MA 01564-1448 |
| Document Number | 0000065581 |
| Book / Page | 73964 / 234 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202665581 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48 MAPLE ST, STERLING, MA 01564-1448 |
| Document Number | 0000065581, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 73964/234 |
| Instrument | 202665581 |
| Name | UNION CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 48 MAPLE ST, STERLING, MA 01564-1448 |
| Document Number | 61244-108 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 48 MAPLE ST STERLING MA 015641448, STERLING, MA 01564-1448 |
| Document Number | 61244-108 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 061244/000108 |
| Instrument | 109321 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 16, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 48 MAPLE ST, STERLING, MA 01564-1448 |
| Document Number | 57797-176 |
| Book / Page | 057797 / 000176 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 57797-176 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 057797/000176 |
| Instrument | 6834 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 26, 2032 |
Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,780.00 (+3.57%) | $526,400 (+7.04%) Land $136,500 Building $389,900 | $528,580 (+1.51%) |
| 2024 | $6,546.00 (+3.87%) | $491,800 (+11.6%) Land $136,500 Building $355,300 | $520,695 |
| 2023 | $6,302.00 | $440,700 Land $136,300 Building $304,400 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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