46 Maple St, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 46 Maple St, Sterling, MA 01564

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,976 sqft · built 1992
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Nov 2018)
Tax Bill$5,956 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APNSTER M:00106 L:00005

Property Details

APN / Parcel Number

Primary APNSTER M:00106 L:00005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,976 sqft Living Area
Gross Area3,384 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address46 MAPLE ST
CitySTERLING
StateMA
Zip01564-1448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number5
JurisdictionSTERLING MA
Township / Civil DivisionSTERLING
Census Block Group5
Census Block5033
Census Tract719100

Owner

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 MAPLE ST, STERLING, MA 01564-1448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2018Quit Claim Deed, Transfer · ARM
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 15, 2018Trustee's Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Prior SaleOct 16, 1992 · Amount on Record
Deed Book / Page59693 / 385
Record UpdatedSep 20, 2026

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTERLING MA
Recording DateNov 15, 2018
Property Address46 MAPLE ST, STERLING, MA 01564-1448
Document Number59693-385
Book / Page59693 / 385
Instrument121522
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$53.43
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number596940001
DateNov 15, 2018
Instrument59694/0001
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 15, 2048
Interest
Rate TypeAdjustable Rate
Max Rate At Change20.1%

November 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionSTERLING MA
Recording DateNov 15, 2018
Property Address46 MAPLE ST, STERLING, MA 01564-1448
Document Number59693-380
Book / Page059693 / 000380
Instrument DateNov 14, 2018
Instrument121520
Transaction TypeTransfer
Record UpdatedDec 4, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 MAPLE ST STERLING MA 015641448, STERLING, MA 01564-1448

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,956.00 (-9.47%)$462,400 (-6.45%) Land $129,400 Building $333,000$545,205 (+2.15%)
2024$6,579.00 (+8.33%)$494,300 (+16.39%) Land $129,400 Building $364,900$533,710
2023$6,073.00$424,700 Land $129,400 Building $295,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTERLING WATER DEPARTMENT
serves 6,814 people · EPA ID MA2282000
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Feb 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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