Worcester County and Westminster Town property record for 48 Main St, Westminster, MA 01473
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,241 sqft · built 1880 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,000 (Aug 2021) |
| Tax Bill | $3,811 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:1207E B:L:72 |
| Primary APN | M:1207E B:L:72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,241 sqft Living Area |
| Gross Area | 2,550 sqft |
| Basement Area | 860 sqft |
| Unfinished Basement | 860 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3028 |
|---|---|
| Street Address | 48 MAIN ST |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Lot Number | 87 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 708100 |
48 Main St is owned and occupied by two individuals who bought it in August 2021.
Source: Worcester County and Westminster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 MAIN ST, WESTMINSTER, MA 01473-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) I-C FCU |
| Aug 9, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU |
| Sep 15, 2017 | Quit Claim Deed, Transfer FIDELITY COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Prior Sale | Sep 15, 2017 · Amount on File |
| Deed Book / Page | 10066 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 48 MAIN ST, WESTMINSTER, MA 01473-1426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010737-363 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 10737/363 |
| Instrument | 3951 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Aug 9, 2021 |
| Property Address | 48 MAIN ST, WESTMINSTER, MA 01473-1426 |
| Document Number | 10066-104 |
| Book / Page | 10066 / 104 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 17417 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48 MAIN ST, WESTMINSTER, MA 01473-1426 |
| Document Number | 17418 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 17418 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Sep 15, 2017 |
| Property Address | 48 MAIN ST, WESTMINSTER, MA 01473-1426 |
| Document Number | 8913-227 |
| Book / Page | 8913 / 227 |
| Instrument | 16686 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.49 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 MAIN ST, WESTMINSTER, MA 01473-1426 |
| Document Number | 89130229 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 08913/0229 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2047 |
The 2026 property tax bill for 48 Main St was $3,811, up 7.5% from the year before.
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,811.00 (+7.5%) | $324,900 (+12.73%) Land $114,600 Building $210,300 | $393,110 (-0.98%) |
| 2025 | $3,545.00 (+4.26%) | $288,200 (+3.93%) Land $114,600 Building $173,600 | $397,005 |
| 2024 | $3,400.00 (-0.79%) | $277,300 (+5.68%) Land $114,600 Building $162,700 | |
| 2023 | $3,427.00 | $262,400 Land $107,100 Building $155,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000 |
|---|---|
| Water Source | Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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