Worcester County and Westminster Town property record for 32 Main St, Westminster, MA 01473
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,652 sqft · built 1852 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,092 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:1105 B:L:3 |
| Primary APN | M:1105 B:L:3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 3,586 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1852 |
|---|---|
| Effective Year Built | Effective 1852 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2730 |
|---|---|
| Street Address | 32 MAIN ST |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Lot Number | 69 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 708100 |
32 Main St is owned and occupied by two individuals who acquired it in June 2015.
Source: Worcester County and Westminster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 MAIN ST, WESTMINSTER, MA 01473-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage SALEM FIVE MTG CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2015 |
| Deed Sale | Jun 1, 2015 |
| Deed Document Number | 20158004 |
| Deed Book / Page | 8335 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 32 MAIN ST, WESTMINSTER, MA 01473-1448 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9970-67 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 9970/67 |
| Instrument | 9832 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 32 MAIN ST, WESTMINSTER, MA 01473-1448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8948-233 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 8948/233 |
| Instrument | 19913 |
| Name | SALEM FIVE MTG CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 32 Main St was $5,092, up 4.8% from the year before.
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,092.00 (+4.75%) | $434,100 (+9.84%) Land $113,000 Building $321,100 | $406,695 (+3.63%) |
| 2025 | $4,861.00 (+4.61%) | $395,200 (+4.27%) Land $113,000 Building $282,200 | $392,445 |
| 2024 | $4,647.00 (+10.75%) | $379,000 (+17.96%) Land $113,000 Building $266,000 | |
| 2023 | $4,196.00 | $321,300 Land $105,600 Building $215,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000 |
|---|---|
| Water Source | Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures