Essex County and Lynn City property record for 48 Locust St, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,512 sqft · built 1900 |
| Lot Size | 0.113 acres (4,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2008) |
| Tax Bill | $5,257 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | B:071 L:248 S:007 |
| Primary APN | B:071 L:248 S:007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,877 sqft |
| Basement Area | 957 sqft |
| Unfinished Basement | 957 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,935 sqft (0.113 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 48 LOCUST ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | HOMESTEAD |
| Legal Block | 248 |
| Legal Lot Number | 7 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 205200 |
48 Locust St is owned and occupied by an individual who bought it in May 2008.
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 LOCUST ST, LYNN, MA 01904-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2008 · Amount on File |
| Deed Sale | May 16, 2008 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 48 LOCUST ST, LYNN, MA 01904-2910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38891-84 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 38891/84 |
| Instrument | 20200901003970 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 48 Locust St was $5,257, up 2.9% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,257.00 (+2.86%) | $507,400 (+4.53%) Land $193,400 Building $314,000 | $523,165 |
| 2024 | $5,111.00 (+5.01%) | $485,400 (+11.2%) Land $189,100 Building $296,300 | |
| 2023 | $4,867.00 | $436,500 Land $177,700 Building $258,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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