44 Locust St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 44 Locust St, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,523 sqft · built 1900
Lot Size	0.111 acres (4,848 sqft)
Owner	2 Trust Names on File
Last Sale	$116,000 (Apr 1996)
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`LYNN M:071 B:248 L:008`

Property Details

APN / Parcel Number

Primary APN	`LYNN M:071 B:248 L:008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,523 sqft Living Area
Gross Area	2,960 sqft
Basement Area	941 sqft
Unfinished Basement	941 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,848 sqft (0.111 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	44 LOCUST ST
City	LYNN
State	MA
Zip	01904-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	248
Legal Lot Number	8
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4003
Census Tract	205200

Owner

44 Locust St is owner-occupied and held in a trust since November 2024.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	44 LOCUST ST, LYNN, MA 01904-2910
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 13, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 1996 · Amount on File
Deed Sale	Apr 16, 1996 · Amount on File
Deed Book / Page	13509 / 191
Last Transfer Date	Nov 15, 2024
Transfer Doc	042439-190
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	44 LOCUST ST, LYNN, MA 01904-2910
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042750-495
Date	Jun 3, 2025
Book Page	42750/495
Instrument	20250603000040

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 13, 2022
Property Address	44 LOCUST ST, LYNN, MA 01904-2910
Document Number	041061-200
Book / Page	41061 / 200
Instrument Date	Jun 17, 2022
Instrument	20220713000690
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LOCUST ST, LYNN, MA 01904-2910

Tax Assessment & Valuation

The 2025 property tax bill for 44 Locust St was $5,335, up 2.8% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,335.00 (+2.83%)	$515,000 (+4.53%) Land $193,000 Building $322,000	$526,300
2024	$5,188.00 (+4.91%)	$492,700 (+11.09%) Land $188,600 Building $304,100
2023	$4,945.00	$443,500 Land $177,300 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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