Harnett County property record for 48 Lancaster Ct, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,055 sqft · built 2011 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $632 (Jan 2022) |
| Tax Bill | $1,426 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500047246 |
| Primary APN | 1500047246 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,179 sqft Heated Area |
| 1st Floor Area | 1,797 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 494 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500047246 |
|---|---|
| Street Address | 48 LANCASTER CT |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20M |
| Legal Description | LT#169 HIGHGROVE@AC PH 5 |
| Legal Subdivision | HIGHGROVE@ANDERSON CREEK |
| Legal Phase | 5 |
| Legal Lot Number | 169 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71203 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 LANCASTER CT, SPRING LAKE, NC 28390-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 28, 2021 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Dec 3, 2013 · Amount on Record |
| Deed Document Number | 20222083 |
| Deed Book / Page | 4107 / 988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 31, 2022 |
| Property Address | 48 LANCASTER CT, SPRING LAKE, NC 28390-9495 |
| Document Number | 0000002083 |
| Book / Page | 4107 / 988 |
| Map Reference | MB 2010 PG 692-693 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022002083 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NOT AVAILABLE, TIAGO NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 MORGANTON CT, 35, CAMERON, NC 28326-9060 |
| Name | Verified Name |
|---|---|
| Address | 48 LANCASTER CT, SPRING LAKE, NC 28390-9495 |
| Document Number | 0000002084 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022002084 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 48 LANCASTER CT, SPRING LAKE, NC 28390-9495 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012208 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 3990/602 |
| Instrument | 2021012208 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,426.00 (+36.72%) | $362,648 (+32.63%) | $362,648 (+32.63%) Land $46,820 Building $315,828 |
| 2025 | $1,043.00 (-47.88%) | $273,428 (-) | $273,428 (-) Land $34,050 Building $239,378 |
| 2023 | $2,001.00 | $273,428 | $273,428 Land $34,050 Building $239,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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