48 Lancaster Ct, Spring Lake, NC 28390 Property Records

Harnett County property record for 48 Lancaster Ct, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,055 sqft · built 2011
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$632 (Jan 2022)
Tax Bill$1,426 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1500047246

Property Details

APN / Parcel Number

Primary APN1500047246
Alternative APN
  • 01050402 0177 13

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,179 sqft Heated Area
1st Floor Area1,797 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area12,197 sqft (0.28 acres)
Garage Area494 sqft
PorchPorch
Porch Area40 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1500047246
Street Address48 LANCASTER CT
CitySPRING LAKE
StateNC
Zip28390-9495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20M
Legal DescriptionLT#169 HIGHGROVE@AC PH 5
Legal SubdivisionHIGHGROVE@ANDERSON CREEK
Legal Phase5
Legal Lot Number169
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2000
Census Tract71203

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 LANCASTER CT, SPRING LAKE, NC 28390-9495
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
May 28, 2021Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleDec 3, 2013 · Amount on Record
Deed Document Number20222083
Deed Book / Page4107 / 988
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJan 31, 2022
Property Address48 LANCASTER CT, SPRING LAKE, NC 28390-9495
Document Number0000002083
Book / Page4107 / 988
Map ReferenceMB 2010 PG 692-693
Instrument DateJan 25, 2022
Instrument2022002083
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyNOT AVAILABLE, TIAGO NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$632.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 MORGANTON CT, 35, CAMERON, NC 28326-9060

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 LANCASTER CT, SPRING LAKE, NC 28390-9495

Mortgage

Document Number0000002084
DateJan 31, 2022
Instrument2022002084
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address48 LANCASTER CT, SPRING LAKE, NC 28390-9495
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012208
DateMay 28, 2021
Book Page3990/602
Instrument2021012208
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,426.00 (+36.72%)$362,648 (+32.63%)$362,648 (+32.63%) Land $46,820 Building $315,828
2025$1,043.00 (-47.88%)$273,428 (-)$273,428 (-) Land $34,050 Building $239,378
2023$2,001.00$273,428$273,428 Land $34,050 Building $239,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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