43 Lancaster Ct, Spring Lake, NC 28390 Property Records

Harnett County property record for 43 Lancaster Ct, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,132 sqft · built 2011
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$316,000 (Dec 2021)
Tax Bill	$2,687 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500046455`

Property Details

APN / Parcel Number

Primary APN	`1500046455`
Alternative APN	`01050402 0177 14`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,132 sqft Heated Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	10,019 sqft (0.23 acres)
Garage Area	488 sqft
Porch	Porch
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500046455
Street Address	43 LANCASTER CT
City	SPRING LAKE
State	NC
Zip	28390-9496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LT#170 HIGHGROVE@AC PH 5
Legal Subdivision	HIGHGROVE@ANDERSON CREEK
Legal Phase	5
Legal Lot Number	170
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71203

Owner

43 Lancaster Ct is owned and occupied by two individuals who bought it in December 2021.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 LANCASTER CT, SPRING LAKE, NC 28390-9496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Jan 13, 2012 · Amount on File
Deed Document Number	202129560
Deed Book / Page	4090 / 455
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 16, 2021
Property Address	43 LANCASTER CT, SPRING LAKE, NC 28390-9496
Document Number	0000029560
Book / Page	4090 / 455
Map Reference	MB 2010 PG 692
Instrument Date	Nov 29, 2021
Instrument	2021029560
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 TERRELL MILL RD, 107, SAVANNAH, GA 31419-8863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 LANCASTER CT, SPRING LAKE, NC 28390-9496

Mortgage

Document Number	0000029561
Date	Dec 16, 2021
Instrument	2021029561

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	43 LANCASTER CT, SPRING LAKE, NC 28390-9496
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002141
Date	Jan 29, 2021
Book Page	3931/669
Instrument	2021002141

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 43 Lancaster Ct was $2,687.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,687.00	$351,750	$351,750 Land $40,480 Building $311,270
2023	$1,980.00	$270,447	$270,447 Land $29,440 Building $241,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Lancaster Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Lancaster Ct is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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