East Lyme Town property record for 48 Lake Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1933 |
| Square Footage | 1,336 sqft Living Area |
| Lot Size | 9,781 sqft (0.225 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2021) |
| Tax Bill | $5,290.00 (2025) |
| Primary APN | ELYM M:011.2 B:00096 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,768 sqft Gross Area |
| 1st Floor | 764 sqft 1st Floor |
| Basement Area | 220 sqft Basement |
| Unfinished Basement | 220 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,781 sqft (0.225 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1642 |
|---|---|
| Street Address | 48 LAKE AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 96 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:011.2 B:00096 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 LAKE AVE, NIANTIC, CT 06357-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| Jun 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2021 · Amount on Record |
| Deed Sale | Mar 09, 2021 · Amount on Record |
| Prior Sale | Dec 01, 1989 · Amount on Record |
| Deed Doc Number | 2021769 |
| Deed Book / Page | 1051 / 231 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Mar 09, 2021 |
| Property Address | 48 LAKE AVE, NIANTIC, CT 06357-2424 |
| Document Number | 1051-231 |
| Book / Page | 1051 / 231 |
| Instrument Date | Mar 08, 2021 |
| Instrument | 769 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 LAKE AVE, NIANTIC, CT 06357-2424 |
| Document Number | 770 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 770 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 48 LAKE AVE, NIANTIC, CT 06357-2424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1031-86 |
|---|---|
| Date | Jun 04, 2020 |
| Book Page | 1031/86 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 48 LAKE AVE, NIANTIC, CT 06357-2424 |
| Document Number | 1015-165 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 48 LAKE AVE NIANTIC CT 063572424, NIANTIC, CT 06357-2424 |
| Document Number | 1015-165 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 001015/000165 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,290.00 | $188,860 (-) Land $82,670 Building $106,190 | $132,202 Land $57,869 Building $74,333 |
| 2024 | $5,290.00 (+12.58%) | ||
| 2023 | $4,699.00 (+4.38%) | $188,860 (-) Land $82,670 Building $106,190 | |
| 2022 | $4,502.00 | $188,860 Land $82,670 Building $106,190 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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