34 Lake Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 34 Lake Ave, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1879
Square Footage3,066 sqft Living Area
Lot Size26,117 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$146,000 (1998)
Tax Bill$7,792.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:011.2 B:00085 L:00000
Alternative APN
  • 3182

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms12 Rooms
Units2 Units
Building Area3,066 sqft Living Area
Gross Area6,772 sqft Gross Area
1st Floor2,154 sqft 1st Floor
Attic Area1,090 sqft Attic
Attic1 Attic
Basement Area1,604 sqft Basement
Unfinished Basement1,604 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1879
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area26,117 sqft (0.6 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number3182
Street Address34 LAKE AVE
CityNIANTIC
StateCT
Zip06357-2425
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block85
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup3
Census Block3000
Census Tract870704

Owner

Source: East Lyme Town records · APN ELYM M:011.2 B:00085 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address34 LAKE AVE, NIANTIC, CT 06357-2425
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Stand Alone Refinance
CITIZENS BANK
Nov 16, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 1998 · Amount on Record
Deed SaleAug 31, 1998 · Amount on Record
Deed Book / Page460 / 39
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address34 LAKE AVE, NIANTIC, CT 06357-2425
Transaction TypeMortgage
Record UpdatedAug 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001084-266
DateJul 19, 2022
Book Page1084/266
Instrument2086
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 01, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address34 LAKE AVE, NIANTIC, CT 06357-2425
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1042-694
DateNov 16, 2020
Book Page1042/694
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 01, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,792.00$278,180 (+0.51%) Land $84,910 Building $193,270$194,726 Land $59,437 Building $135,289
2024$7,792.00 (+13.16%)
2023$6,886.00 (+4.36%)$276,780 (-) Land $84,910 Building $191,870
2022$6,598.00$276,780 Land $84,910 Building $191,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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