48 la Costa Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 48 la Costa Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,988 sqft · built 1993
Lot Size	0.141 acres (6,140 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,496 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4013-00-14800`

Property Details

APN / Parcel Number

Primary APN	`4013-00-14800`
Alternative APN	`R85893`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,988 sqft Living Area
Gross Area	3,447 sqft
1st Floor Area	1,665 sqft
2nd Floor Area	1,323 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,140 sqft (0.141 acres)
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	229 sqft
Deck Area	816 sqft
Patio Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	48 LA COSTA DR
City	MONTGOMERY
State	TX
Zip	77356-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S401300 - DEL LAGO 01, BLOCK 5, LOT 48
Legal Subdivision	DEL LAGO 01
Legal Block	5
Legal Lot Number	48
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2013
Census Tract	694306

Owner

Source: Montgomery County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 LA COSTA DR, MONTGOMERY, TX 77356-5325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Jul 8, 2022	Warranty Deed, Transfer OLD REPUBLIC TITLE
Jan 5, 2017	Warranty Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022
Deed Sale	Jul 8, 2022
Prior Sale	Jan 5, 2017
Prior Transfer Date	Jun 30, 2004
Prior Transfer Doc	0000076221
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	48 LA COSTA DR, MONTGOMERY, TX 77356-5325
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 LA COSTA DR, MONTGOMERY, TX 77356-5325

Mortgage

Document Number	0000090369
Date	Sep 22, 2023
Instrument	2023090369

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	48 LA COSTA DR, MONTGOMERY, TX 77356-5325
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113892
Date	Sep 15, 2022
Instrument	2022113892

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 8, 2022
Property Address	48 LA COSTA DR, MONTGOMERY, TX 77356-5325
Document Number	0000086126
Map Reference	CAB C SH 168-B
Instrument Date	Jul 8, 2022
Instrument	2022086126
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 CHAMPIONS COURT PL, HOUSTON, TX 77069-1792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12411 LONGFELLOW DR, MONTGOMERY, TX 77356-7977

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 5, 2017
Property Address	48 LA COSTA DR, MONTGOMERY, TX 77356-5325
Document Number	0000001299
Instrument Date	Jan 3, 2017
Instrument	1299
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5315B FM 1960 RD W #524 HOUSTON TX 770694403, 524, HOUSTON, TX 77069-4403

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$766,335 (-7.82%) Land $200,000 Building $566,335	$766,335 (-7.82%) Land $200,000 Building $566,335
2024	$11,496.00 (-19.73%) Homeowner's exemption	$831,356 (+1.47%) Land $200,000 Building $631,356	$831,356 (+1.47%) Land $200,000 Building $631,356
2023	$14,322.00	$819,300 Land $200,000 Building $619,300	$819,300 Land $200,000 Building $619,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	17 (2016–2025)
Claims Outside the SFHA	16 of 17
Most Recent Claim	May 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims Hurricane Harvey, Aug 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONROE RESORT private · serves 1,068 people · EPA ID TX1700416
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

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