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45 la Costa Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 45 la Costa Dr, Montgomery, TX 77356 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,015 sqft · built 1992
Lot Size0.178 acres (7,771 sqft)
OwnerCompany Name on File
Tax Bill$12,936 (2024)
Deeds & MortgagesNov 2025 Transfer
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4013-00-14500

Property Details

APN / Parcel Number

Primary APN4013-00-14500
Alternative APN
  • R85890

Interior

Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,015 sqft Living Area
1st Floor Area2,483 sqft
2nd Floor Area532 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialMasonite
Construction TypeStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,771 sqft (0.178 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR85890
Street Address45 LA COSTA DR
CityMONTGOMERY
StateTX
Zip77356-5325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS401300 - DEL LAGO 01, BLOCK 5, LOT 45
Legal SubdivisionDEL LAGO 01
Legal Block5
Legal Lot Number45 50
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2013
Census Tract694306

Owner

Source: Montgomery County records · APN 4013-00-14500

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address45 LA COSTA DR, MONTGOMERY, TX 77356-5325
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Intrafamily Transfer, Transfer
Feb 15, 2023Vendor's Lien, Transfer
AMERISAVE MORTGAGE CORP
Sep 13, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 11, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2023
Deed SaleFeb 15, 2023
Prior SaleFeb 15, 2023
Deed Document Number0000012441
Last Transfer DateNov 12, 2025
Transfer Doc0000116454
Record UpdatedJun 08, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY TX
Recording DateNov 12, 2025
Property Address45 LA COSTA DR, MONTGOMERY, TX 77356-5325
Document Number0000116454
Map ReferenceCAB C SH 168B
Instrument DateNov 12, 2025
Instrument2025116454
Transaction TypeTransfer
Record UpdatedDec 02, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address45 LA COSTA DR, MONTGOMERY, TX 77356-5325

February 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateFeb 15, 2023
Property Address45 LA COSTA DR, MONTGOMERY, TX 77356-5325
Document Number0000012441
Map ReferenceCAB C SH 168B
Instrument DateFeb 14, 2023
Instrument2023012441
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3069 RIDGE DR, TOANO, VA 23168-9602

Mortgage

DateFeb 15, 2023
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Mortgage

Document Number0000012442
DateFeb 15, 2023
Instrument2023012442
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY TX
Recording DateSep 13, 2019
Property Address45 LA COSTA DR, MONTGOMERY, TX 77356-5325
Document Number0000085664
Instrument DateSep 10, 2019
Instrument85664
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16307 STERLING GATE CT SPRING TX 773797052, SPRING, TX 77379-7052

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateSep 11, 2017
Property Address45 LA COSTA DR, MONTGOMERY, TX 77356-5325
Document Number0000081543
Instrument DateSep 05, 2017
Instrument81543
Transaction TypeTransfer
Record UpdatedOct 11, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16307 STERLING GATE CT SPRING TX 773797052, SPRING, TX 77379-7052

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$796,000 (-0.33%) Land $200,000 Building $596,000$796,000 (-0.33%) Land $200,000 Building $596,000
2024$12,936.00 (+3.88%)$798,608 (+0.56%) Land $200,000 Building $598,608$798,608 (+0.56%) Land $200,000 Building $598,608
2023$12,453.00$794,180 Land $200,000 Building $594,180$794,180 Land $200,000 Building $594,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396943062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 95 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies95 in force
75 of 95 on primary residences
Nearby Flood Claims17 (2016–2025)
Claims Outside the SFHA16 of 17
Most Recent ClaimMay 2025, other causes
Flood Events
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding (May 2024), 6 claims
  • Hurricane Harvey (Aug 2017), 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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