Suffolk County and Southampton Town property record for 48 Joels Ln, Sag Harbor, NY 11963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,760 sqft · built 2013 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $650,000 (Jun 2008) |
| Tax Bill | $3,635 (2024) |
| Deeds & Mortgages | Jun 2022 Transfer Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0903-007.00-01.00-001.008 |
| Primary APN | 0903-007.00-01.00-001.008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 2,760 sqft Living Area |
| 1st Floor Area | 2,760 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Mobile Home |
| Lot Area | 21,344 sqft (0.49 acres) |
| Heating System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 48 JOELS LN |
|---|---|
| City | SAG HARBOR |
| State | NY |
| Zip | 11963-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | 1987 LD EQ + 900 |
| Legal Subdivision | ROUND POND ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 190708 |
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 1380, SAG HARBOR, NY 11963-0049 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 16, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| Oct 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLIANT CU |
| Jan 14, 2020 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2008 · Amount on Record |
| Deed Sale | Jun 6, 2008 · Amount on Record |
| Deed Book / Page | 12554 / 871 |
| Last Transfer Date | May 31, 2022 |
| Transfer Doc | 0131600871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 16, 2022 |
| Property Address | 48 JOELS LN, SAG HARBOR, NY 11963-3427 |
| Document Number | 0131600871 |
| Book / Page | 13160 / 871 |
| Instrument Date | May 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 JOELS LN, SAG HARBOR, NY 11963-3427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233350473 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 23335/473 |
| Instrument | DM039618 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 JOELS LN, SAG HARBOR, NY 11963-3427 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230740961 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 23074/961 |
| Instrument | DK026590 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 JOELS LN, SAG HARBOR, NY 11963-3427 |
| Document Number | 0231210782 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 48 JOELS LN #4A6 SAG HARBOR NY 119633427, 4A6, SAG HARBOR, NY 11963-3427 |
| Document Number | 0231210782 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 023121/000782 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 31, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Sag Harbor Village |
| Unified School District | Sag Harbor Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,308,700 (-) Land $840,500 Building $468,200 | $2,077,302 (-) Land $1,334,127 Building $743,175 | |
| 2024 | $3,635.00 (-46.5%) | $2,077,302 (+10.32%) Land $1,334,127 Building $743,175 | |
| 2023 | $1,308,700 Land $840,500 Building $468,200 | $1,883,022 Land $1,209,353 Building $673,669 | |
| 2020 | $6,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 86 (1978–2024) |
| Claims Outside the SFHA | 14 of 86 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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