40 Joels Ln, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 40 Joels Ln, Sag Harbor, NY 11963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,744 sqft · built 1996
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$2,795,000 (Aug 2023)
Tax Bill	$3,100 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0903-007.00-01.00-001.006`

Property Details

APN / Parcel Number

Primary APN	`0903-007.00-01.00-001.006`
Alternative APNs	`473609 007.000-0001-001.006` `360900700000010010060000` `473600100340`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,744 sqft Living Area
1st Floor Area	2,744 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Below Average

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	699 sqft
Patio Area	500 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	40 JOELS LN
City	SAG HARBOR
State	NY
Zip	11963-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLA
Legal Description	87-LD EQ +900 / H & G FI80088 HSE/GAR FIN +3250R IMP -3250
Legal Subdivision	ROUND POND ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	2
Census Block	2016
Census Tract	190708

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 E 57TH ST, 35A, NEW YORK, NY 10022-2095
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Deed Book / Page	13214 / 763
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 21, 2023
Property Address	40 JOELS LN, SAG HARBOR, NY 11963-3427
Document Number	0132140763
Book / Page	13214 / 763
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E 57TH ST APT 35A, 35A, NEW YORK, NY 10022-2095

Mortgage

Document Number	0235300189
Date	Aug 21, 2023
Book Page	23530/189

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.1%
Type Change Date	Jul 1, 2033
Index	Other

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Sag Harbor Village
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,115,900 (-) Land $756,500 Building $359,400	$1,771,270 (-) Land $1,200,794 Building $570,476
2024	$3,100.00 (-32.12%)		$1,771,270 (+10.32%) Land $1,200,794 Building $570,476
2023		$1,115,900 Land $756,500 Building $359,400	$1,605,611 Land $1,088,489 Building $517,122
2020	$4,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	86 (1978–2024)
Claims Outside the SFHA	14 of 86
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 25 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims Coastal Storms & Flooding, Mar 1984 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20