48 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 48 Haverhill Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,394 sqft · built 2009
Lot Size	0.162 acres (7,070 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Jul 2018)
Tax Bill	$4,297 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-387774`

Property Details

APN / Parcel Number

Primary APN	`01-387774`
Alternative APN	`387774`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,394 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,070 sqft (0.162 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	264 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	387774
Street Address	48 HAVERHILL RD
City	JOPPA
State	MD
Zip	21085-4732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 53 7070 SF 48 HAVERHILL ROAD BRITTANY QUARTERS 129/90
Legal Subdivision	BRITTANY QUARTERS 02 SEC 02
Legal Lot Number	53
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2002
Census Tract	301402

Owner

Source: Harford County assessment roll, APN 01-387774, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 HAVERHILL RD, JOPPA, MD 21085-4732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Sep 29, 2009 · Amount on Record
Deed Book / Page	12902 / 289
Record Updated	Sep 20, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 16, 2018
Property Address	48 HAVERHILL RD, JOPPA, MD 21085-4732
Document Number	0129020289
Book / Page	12902 / 0289
Map Reference	MB JJR129 PL190
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	JOPPA, MD 21085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 JAVERHILL RD, JOPPA, MD 21085

Mortgage

Document Number	0012902296
Date	Jul 16, 2018
Instrument	12902/296

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,367 (+17.85%)	$472,400 (+19.81%) Land $90,100 Building $382,300
2025	$4,297.00 (+8.56%)
2023		$378,767	$394,300 Land $90,100 Building $304,200
2022	$3,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 149 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.