43 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 43 Haverhill Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,178 sqft · built 2009
Lot Size0.166 acres (7,251 sqft)
Owner2 Individual Names on Record
Last Sale$291,000 (Nov 2017)
Tax Bill$4,013 (2026)
Deeds & MortgagesOct 2023 Second Mortgage
Oct 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-387537

Property Details

APN / Parcel Number

Primary APN01-387537
Alternative APN
  • 387537

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,178 sqft Total Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,251 sqft (0.166 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area345 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number387537
Street Address43 HAVERHILL RD
CityJOPPA
StateMD
Zip21085-4731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 11 7251 SF 43 HAVERHILL ROAD BRITTANY QUARTERS 129/90
Legal SubdivisionBRITTANY QUARTERS 02 SEC 02
Legal Lot Number11
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2001
Census Tract301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43 HAVERHILL RD, JOPPA, MD 21085-4731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ABERDEEN PROVING GROUND FCU
Oct 26, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
POINT BREEZE CU
Nov 29, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2017 · Amount on Record
Deed SaleNov 29, 2017 · Amount on Record
Prior SaleOct 14, 2009 · Amount on Record
Deed Document Number201712615-0194
Deed Book / Page12615 / 194
Last Transfer DateOct 13, 2021
Transfer Doc0151330458
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address43 HAVERHILL RD, JOPPA, MD 21085-4731
Transaction TypeMortgage
Record UpdatedOct 23, 2023
Title CompanyMARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0160600396
DateOct 12, 2023
Book Page16060/396
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 3, 2043

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateOct 26, 2021
Property Address43 HAVERHILL RD, JOPPA, MD 21085-4731
Document Number0151330458
Book / Page15133 / 458
Map ReferenceMB JJR129 FO 90
Instrument DateOct 13, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0015133461
DateOct 26, 2021
Instrument15133/461
Lender
NamePOINT BREEZE CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateNov 29, 2017
Property Address43 HAVERHILL RD, JOPPA, MD 21085-4731
Document Number0126150194
Book / Page12615 / 0194
Map ReferenceMB JJR129 PL90
Instrument DateNov 11, 2017
Instrument12615-0194
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

AmountAmount Recorded
Tax$4,365.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,013.00 (+13.01%)$368,233 (+6.1%)$389,400 (-) Land $90,100 Building $299,300
2025$3,551.00 (+8.06%)$347,067 (+10.64%)$389,400 (+19.48%) Land $90,100 Building $299,300
2023$313,700$325,900 Land $90,100 Building $235,800
2022$3,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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