48 Hammock Cir, Freeport, FL 32439 Property Records

Walton County property record for 48 Hammock Cir, Freeport, FL 32439 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2022
Square Footage	2,793 sqft Living Area
Lot Size	11,195 sqft (0.257 acres)
Occupancy	Owner Occupied
Last Sale	$525,525 (2022)
Tax Bill	$3,964.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23101-000-0120`
Alternative APN	`18-119-23101-000-0120`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,793 sqft Living Area
Stories	1 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,195 sqft (0.257 acres)
Depth X Width	132 ft x 45 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	48 HAMMOCK CIR
City	FREEPORT
State	FL
Zip	32439-2932
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 12 HAMMOCK OAKS ESTATES PH II PB 24-20 OR 3235-2907 OR 3271-3124
Legal Subdivision	HAMMOCK OAKS ESTATES PH II
Legal Block	1
Legal Lot Number	120
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	2
Census Block	2058
Census Tract	950502

Owner

Source: Walton County records · APN 18-1S-19-23101-000-0120

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 HAMMOCK CIR, FREEPORT, FL 32439-2932
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Deed Doc Number	202247962
Deed Book / Page	3271 / 3124
Record Refreshed	Sep 20, 2026

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 31, 2022
Property Address	48 HAMMOCK CIR, FREEPORT, FL 32439-2932
Document Number	0032713124
Book / Page	3271 / 3124
Map Reference	MB 24 PG 20-25
Instrument Date	Oct 24, 2022
Instrument	20220047962
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,679.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HAMMOCK CIR, FREEPORT, FL 32439-2932

Mortgage

Document Number	0032713125
Date	Oct 31, 2022
Instrument	3271/3125

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,964.00 (-1.07%)	$352,375 (-26.81%)	$414,710 (-13.86%) Land $44,000 Building $370,710
2024	$4,007.00 (+3.65%)
2023	$3,866.00 (+13,707.14%) Homeowner's exemption	$481,440 (+21,803.55%) Land $44,000 Building $437,440	$481,440 (+21,803.55%) Land $44,000 Building $437,440
2022	$28.00	$2,198 Land $2,198	$2,198 Land $2,198

Flood & Wildfire

48 Hammock Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 63rd percentile of exposed land nationally · 39th in Florida
Wildfire Likelihood	Moderate — about 1 in 641 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.