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22 Hammock Cir, Freeport, FL 32439 Property Records

Walton County property record for 22 Hammock Cir, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,744 sqft · built 2022
Lot Size0.308 acres (13,416 sqft)
Owner2 Individual Names on File
Last Sale$524,575 (Nov 2022)
Tax Bill$4,717 (2025)
Deeds & MortgagesSep 2024 Second Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-1S-19-23101-000-0140

Property Details

APN / Parcel Number

Primary APN18-1S-19-23101-000-0140
Alternative APN
  • 18-119-23101-000-0140

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,744 sqft Living Area
Gross Area3,606 sqft
1st Floor Area2,744 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area13,416 sqft (0.308 acres)
Lot Dimensions146 ft deep x 85 ft wide
Garage TypeAttached
Garage Area622 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address22 HAMMOCK CIR
CityFREEPORT
StateFL
Zip32439-2932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 HAMMOCK OAKS ESTATES PH II PB 24-20 OR 3235-2907 OR 3271-4688
Legal SubdivisionHAMMOCK OAKS ESTATES PH II
Legal Block1
Legal Lot Number14
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2058
Census Tract950502

Owner

Source: Walton County assessment roll, APN 18-1S-19-23101-000-0140, as of December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 HAMMOCK CIR, FREEPORT, FL 32439-2932
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 02, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2022 · Amount on Record
Deed SaleNov 02, 2022 · Amount on Record
Deed Document Number202248375
Deed Book / Page3271 / 4688
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address22 HAMMOCK CIR, FREEPORT, FL 32439-2932
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 HAMMOCK CIR, FREEPORT, FL 32439-2932

Mortgage

Document Number0033370058
DateSep 24, 2024
Book Page3337/58
Instrument20240033603
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2044

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateNov 02, 2022
Property Address22 HAMMOCK CIR, FREEPORT, FL 32439-2932
Document Number0032714688
Book / Page3271 / 4688
Map ReferenceMB 24 PG 20-25
Instrument DateOct 31, 2022
Instrument20220048375
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,672.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 HAMMOCK CIR, FREEPORT, FL 32439-2932

Mortgage

Document Number0032714689
DateNov 02, 2022
Instrument3271/4689
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll as of December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,717.00 (-6.61%)$412,496 (-13.77%) Land $44,000 Building $368,496$412,496 (-13.77%) Land $44,000 Building $368,496
2024$5,051.00 (-12.46%)
2023$5,770.00 (+20,507.14%) Homeowner's exemption$478,372 (+21,663.97%) Land $44,000 Building $434,372$478,372 (+21,663.97%) Land $44,000 Building $434,372
2022$28.00$2,198 Land $2,198$2,198 Land $2,198

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 26 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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