48 Half Moon Trl, Ladera Ranch, CA 92694 Property Records

Orange County property record for 48 Half Moon Trl, Ladera Ranch, CA 92694

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,565 sqft · built 2000
Owner	2 Individual Names on Record
Last Sale	$1,160,000 (Mar 2026)
Tax Bill	$7,926 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931-967-76`

Property Details

APN / Parcel Number

Primary APN	`931-967-76`
Alternative APN	`759-171-48`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,565 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Garage Area	371 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	48 HALF MOON TRL
City	LADERA RANCH
State	CA
Zip	92694-0216
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15630 BLK LOT 3 UN 76 TRACT 15630, LOT 3 OF PROJECT 931-96 LOCATED ON
Legal Subdivision	TRAILS PHASE 3
Legal Tract	15630
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2009
Census Tract	32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 HALF MOON TRL, LADERA RANCH, CA 92694-0216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND FINANCIAL NETWORK INC
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Apr 21, 2010 · Amount on Record
Deed Document Number	202688642
Prior Transfer Date	Nov 13, 2024
Prior Transfer Doc	0000009490
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 HALF MOON TRL, MISSION VIEJO, CA 92694-0216
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HALF MOON TRL, LADERA RANCH, CA 92694-0216

Mortgage

Document Number	0000088643
Date	Mar 27, 2026
Instrument	2026000088643

Lender

Name	HOMELAND FINANCIAL NETWORK INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 HALF MOON TRL, MISSION VIEJO, CA 92694-0216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 OVERLOOK DR, WEST END, NC 27376

Mortgage

Document Number	0000778791
Date	Dec 31, 2020
Instrument	2020000778791

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 HALF MOON TRL, MISSION VIEJO, CA 92694-0216
Document Number	0000463644
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HALF MOON TRL LADERA RANCH CA 926940216, LADERA RANCH, CA 92694-0216

Mortgage

Document Number	0000463644
Date	Nov 1, 2017
Instrument	463644

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2037

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,394 (+2%) Land $405,960 Building $219,434
2025	$7,926.00 (+1.9%)	$613,132 (+4.04%) Land $398,000 Building $215,132
2024	$7,778.00 (+1.85%)
2023	$7,637.00 (+1.89%) Homeowner's exemption	$589,324 Land $382,545 Building $206,779
2022	$7,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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